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The mortgage that helped you purchase your first home may not be the best option, five, ten or twenty years down the track. As your lifestyle and financial circumstances change, it will be necessary to review your home loan to ensure you’re getting the best deal.

Refinancing involves switching your home loan for a more suitable product that will suit your changing needs or to take advantage of a better rate and lower fees. While it may seem easier to keep your home loan where it is, complacent borrowers could miss out on thousands of dollars and prolong the life of their loan.

Comparing the entire range of mortgage products on the market is daunting, but with the help of our Home Loan Specialists you can ensure refinancing gives you a product that suits your exact needs and a better rate.

Types of Refinancer Loans

Variable Home Loans

Fixed Home Loans

Split Home Loans

Toggle Offset Loans

Step 1 Home Loan Health Check

If you’ve decided to refinance an existing property, you’ll need to take a look at a few things such as the terms of your current loan including interest rate, maturity rate, and type of loan, as well as the equity you have in your property.

A home loan health check will look at all these things and help you to identify if your current home loan is still working for you and meeting your requirements.

A home loan health check can be performed with a Mortgage House home loan specialist in person or over the phone in as little as 20 minutes. They can advise the perfect rate and home loan product for you.

Step 2 Pre-approval

After you determine the amount of equity you have in your property, we’ll introduce you to the wide range of products that we have available. You’ll have flexibility, security and a product designed to suit your needs.

After a preliminary meeting with a Mortgage House Home Loan Specialist, we’ll be able to provide pre-approval of your loan and help you move ahead with your plans.

Step 3 Save Or Upgrade

You have options with Mortgage House. We can help if you are looking to:

  • Save money on your current interest payments by refinancing at a lower rate
  • Consolidate your existing personal debt into one, lower-interest home equity loan
  • Upgrade a room in your home

We’re here to advise you and help you make the right choices about your financial future. Our Home Loan Specialists will make the refinancing process as smooth as possible.

Our Refinancer Loans

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