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About Interest Only Home Loans

Take advantage of the hot property market! Our interest-only home loan can help you get into the market with minimal investments.

If you already have a certain amount of funds then the lower repayments can help you free up cash flow for other things.

While it is possible that an increase in the property’s value will cover the principal component of your home loan further down the track, this is something that must be weighed up carefully.

The interest-only period of the home loan is available for up to 10 years and may be extended upon application.

At Mortgage House, we offer both types of loans and you can compare our range of variable-rate mortgages below.


  • If you need to temporarily free up cash flow for, say, setting up your home, renovations or to pay for moving costs

  • If you're looking to get into real estate investment then an interest-only loan can help you do so on a modest budget.


  • Once the interest-only period of your home loan expires, there can be a substantial increase in the repayment amounts.

  • None of your repayments are being applied to the home loan principal, which will leave you with very little home equity.