You know what you want but you may not have the means to buy it just now. We can help you change that with a low-interest personal loan.
Whatever your needs, whether it’s to accomplish a lifelong dream or to cover an emergency, we’re here to help. Our personal loans are quick and easy, and come with loads of interest-saving features.
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Whether you’re looking to consolidate your debts, buy a car or go on a holiday, a personal loan can give you fast and easy access to extra funds. You can apply for a personal loan if you have a current home loan with any lender. It’s even better for existing Mortgage House home loan customers, who can get a personal loan quickly with less paperwork needed.
When you rely heavily on your car, sometimes you need a new one sooner, rather than later. The good news is, we can help you have it when you need it. As long as you’re currently paying off a home loan with any lender, it’s easy to apply for a car loan with a great rate through Mortgage House.
A Personal Loan is suitable for those looking for extra funds quickly and easily, without the high interest rates usually associated with credit cards. With a much lower interest rate, fixed repayments and a longer period to pay off the loan, a personal loan can improve your cash flow and over time, even your credit rating.
Once your Personal Loan has been approved you should receive the funds in your nominated account within 4 business days.
Yes, key loan features including an offset account and redraw facility could save you a significant amount of interest over the term of your loan and help you pay off your loan sooner. Credit your salary into the offset account and it will help reduce your loan balance and the interest payable. Any extra repayments you make into your loan above the required minimum will also reduce the balance and can be accessed when needed using the redraw facility.
Our Personal Loan can help you get what you want, without the wait. It is suitable for those seeking extra funds quickly and easily with the convenience and flexibility to make regular low-interest repayments to pay off the loan within a set period. It is suitable for a wide range of purposes including: consolidating multiple debts into one regular repayment, buying a boat or car, funding home renovations, investments, education and more.