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About Portable Home Loans

When you move house, you can now take your mortgage with you. A portable home loan provides you with both convenience and savings. Given that you usually take out a home loan for between 20 and 30 years, there is a high likelihood that you will move house at some stage.

As a result, mortgage portability is something that will come in quite handy. Here’s what a portable loan can offer:

Convenience: Your BSB and bank account numbers stay the same, so you don’t have to re-arrange all your direct debits, automatic payments etc. This avoids any interruptions to your bill payments.

Savings: By having a portable home loan, you eliminate mortgage exit fees, including Deferred Establishment Fees (DEF), and loan stamp duty, saving you thousands of dollars.

Compare our portable home loan interest rates and product features below.

Advantages

  • Keep all of your account details and bill payments - have one less thing to worry about when moving house

  • Eliminate thousands of dollars in fees that are incurred when applying for a new mortgage.