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Get more from our super-low rate home loans

Our home loan products are designed to help you get more from life, while you’re achieving your property goals.
We have helped thousands of Australians realise their dream of homeownership and our super-low rates can get you there.

Our Lowest Variable Rate

Lower your repayments and own your home faster.

Buy property or refinance your home loan with us and take advantage of one of the lowest variable rates on the market. PLUS receive a cashback of up to $1,500* on your refinanced loan.



2 Years Fixed Rate

Predictable fixed repayments for your peace of mind.

Take advantage of the current property market. Realise your dream of homeownership sooner while enjoying the certainty of fixed repayments at a super-low rate for two years.



Debt Consolidation Special

Consolidate smaller debt into one low-rate home loan. 

Leverage home equity to regain financial freedom by combining multiple debts into one low-rate home loan. Enjoy lower manageable repayments and more cash in your monthly budget.



Investment Special

Get into property investment with a super-low rate.

Investing in property has great potential to create long-term wealth. The current favourable market conditions make this the perfect time to unlock equity for a low-rate investment loan.



Why choose Mortgage House for your property goals?

More Freedom with
a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments, and go on a real one!

Apply Online
Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process and faster approvals.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Amazing Service”

Before using Mortgage House, we tried another broker who made us feel like we weren’t important enough for him to bother dealing with properly, and we always felt like we weren’t getting the whole story. Jenny from Mortgage House was completely different. From the very beginning she kept us in the loop of everything that was happening, and always made sure she got back to us in a timely manner. Being completely new to this whole process she answered all questions we had and never made us feel like we were asking a dumb question. I don’t think we would have been able to buy our first property without Jenny or Mortgage House. Thanks for everything!

Christine & Katie

“Mortgage House Really Do Care”

Hi There, Firstly let me say if it was not for Mortgage House we would certainly NOT own our first home at this present time. Not being the easiest client to meet the financial lending criteria, Ken from day one took me and my wife by the hand so to speak, with the upmost respect and dignity set a criteria to a pathway to success if you like, to owning our own home. Even when stumbling at times Ken had the foresight to persevere. He simply saw a family that deserved some good. Ken and Mortgage House sure, they have a business to run but they also change lives. They have changed ours………forever. Ken words are truly insufficient. Thank you a million times.

Nick V