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Debt Consolidation could be your pathway to financial security

Experience the relief of consolidating your debts into one manageable loan. By consolidating your debts and reducing monthly repayments, you could build a significant nest egg for future needs or unexpected expenses using the money saved on interest.
Ready to reshape your financial future?

It's as easy as 1,2,3:

Apply Online Now

Our team of dedicated Debt Consolidation Specialists are here to support you throughout the entire process.

Consolidate Your Debts

Make a smart move with Mortgage House and seamlessly consolidate all your debts into one easy-to-manage loan.

Reap The Rewards

Relish in the benefits of ONE monthly repayment and LOWER interest costs, saving YOU money!

Step into a future free from the stress of multiple debts.
Our award-winning loans offer financial flexibility and peace of mind.

Download Our Guide

Our FREE Guide Download

Struggling to keep up with debts?
Our debt consolidation loans could
change your life with lower rates and
bigger savings.




Forge Your Path to Financial Stability

FlexiFreedom is your ticket to stress-free finance! Consolidate debts into one manageable payment, save money, and secure your financial future. Low rates, with up to 80% LVR.



Freedom Consolidator

High Savings with Low-Interest Loan

Switch to our low-interest Freedom Consolidator loan and save more each month for the things you love. Up to 60% LVR. More than a loan, it’s your key to a better lifestyle.



Mortgage House Wins Best Low Deposit Loan of the Year in 2024

This year, we secured the Gold Award for Low Deposit Home Loan of the Year for the second consecutive year, highlighting our dedication to making homeownership more accessible for Australians. We’re also Finalists for Excellent Rates & Fees and Outstanding Customer Service for Home Loans, reflecting our commitment to competitive rates, fees, and customer experience.

Why switch to Mortgage House?

More Freedom with
a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.

Find Your Way With Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.

Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to consolidate?
4. What is most important to you?
5. Are you on PAYG or self-employed?


Apply Online
Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

What people are saying

“Happy clients!”

We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!

Rob & Ray - South-Eastern Region NSW

“5 stars for a great refinance deal.”

We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.

Sean – Sydney NSW

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.