Leap into Homeownership Sooner
Have you heard about the 20% deposit rule? We’re breaking it.
As one of the leading lending specialists in Australia, we make homeownership possible with a deposit as low as 5%.
Say goodbye to daunting saving targets. Our 5% deposit offer will make your first home-buying experience
stress-free and more achievable.
So what are you waiting for? See if you qualify today!
Start Your Homeownership Journey Today. It’s As Easy As 1,2,3:
Apply
Online
Online
One of our dedicated First Home Buying Lending Specialists will assist you every step of the way.
Secure Your
Dream Home
Dream Home
With as low as a 5% deposit, move into your first home sooner. Mortgage House makes it easy and achievable.
Enjoy Homeownership
and Freedom
and Freedom
Say goodbye to the 20% rule and enjoy the freedom and security of owning your first home.
Now is the time to leap into homeownership and secure your future.
Discover the flexible features of our loan products that offer money-saving
and stress-saving benefits to first home buyers.
and stress-saving benefits to first home buyers.
Download our FREE First Home Buyers Guide
Be Empowered!
The complete guide to help you learn
the ‘home loan’ lingo, learn if you qualify
for the First Home Owners Grant,
how much you can borrow and tips on buying real estate, property value
and much more with our
exclusive guide.
Pathway
Accelerator
Accelerator
Unlock the Path to Your First Home
The 20% deposit rule is no longer a hurdle. With the Pathway Accelerator, you get access to a 90% LVR home loan, allowing you to step onto the property ladder with a 10% deposit. Make your homeownership
dream a reality faster than you ever thought possible.
Freedom
Accelerator
Accelerator
Elevate Your Homeownership Journey
With the Freedom Accelerator, your dream home is within reach. Enjoy the benefits of a 95% LVR, which means you can kickstart your homeownership journey with just
a 5% deposit. Say goodbye to the 20% deposit rule and hello to a new era of possibilities.
Mortgage House Wins Best Low Deposit Loan of the Year in 2024
This year, we secured the Gold Award for Low Deposit Home Loan of the Year for the second consecutive year, highlighting our dedication to making homeownership more accessible for Australians. We’re also Finalists for Excellent Rates & Fees and Outstanding Customer Service for Home Loans, reflecting our commitment to competitive rates, fees, and customer experience.
Why Choose Mortgage House?
Competitive Rates
Our super-low interest rates enable you to save money, achieve your homeownership goals, and live the life you want without compromising your budget.
Personalised Guidance
Our team of lending specialists are committed to providing you with personalised assistance throughout your homeownership journey, guiding you every step of the way to financial success.
Unmatched Savings
Qualifying first home buyers can save on LMI premiums for high LVR Owner Occupied loans with our Freedom Home Loan. Enjoy the advantage of no premium payments, making homeownership more accessible and cost-effective.
Simplify Your Home Loan Journey
with Mortgage House
Don’t let the complexities of paperwork and lengthy processes hold you back from owning your first home. Our streamlined online application lets you complete the process quickly and easily, putting you one step closer to achieving your homeownership dreams.
As a first-home buyer, we understand your unique needs and concerns. To expedite your application and provide the best possible assistance, we kindly ask you to answer a few pre-qualifying questions:
1. What is your current employment status?
2. Do you have any savings for a deposit?
3. Have you decided on a preferred location for your first home?
4. Are you familiar with the process of obtaining a home loan?
5. Have you started exploring your borrowing capacity?
Take control of your journey towards homeownership and see if you qualify today.
APPLY ONLINEStreamlined Application Process
Say goodbye to paperwork and lengthy processes. Apply for your first home loan online anytime and anywhere with our simplified application process.
Award-Winning Lender
Join thousands of satisfied homeowners who have chosen Mortgage House. As a trusted and reputable lender, we have been helping Australians achieve their homeownership goals since 1986.
Fast-track Your Dream Home
Beat the competition and secure your dream home faster. Our online application allows you to get ahead and make a strong offer quickly and conveniently.
What people are saying
Book your FREE initial consultation with our Lending Specialist.
Book a time that is convenient for you and one of our loan specialists will give you a call.