Experience the Freedom of Homeownership with Just a 5% Deposit
Starting your homeownership journey is now within reach with our Freedom Accelerator home loan.
Say goodbye to the traditional 20% deposit requirement and enter your new home with as low as a 5% deposit.
At Mortgage House, we are committed to making your dream of owninga home a reality sooner.
Elevate Your Homeownership Journey with Freedom Accelerator
The Freedom Accelerator home loan is for those ready to embark on their homeownership journey.
With a 95% LVR (Loan-to-Value Ratio), we empower you to leap into homeownership without the burden of hefty savings.
Our dedicated lending specialists are committed to providing a seamless experience, guiding you through every step of the home loan process.
No matter where you are in Australia, our team is here to help you navigate the path to your first home.
Make your homeownership dreams a reality with Mortgage House and see if you qualify today.
Own Your Dream Home Sooner with a 5% Deposit
and Stress-Free Path to Homeownership
and Stress-Free Path to Homeownership
Achieve Homeownership Sooner
Don’t wait years to save for a 20% deposit. Get into the property market sooner with as low as a 5% deposit and make your dream of homeownership a reality.
No LMI
Premiums
Break free from the burden of Lender’s Mortgage Insurance premiums and keep more money in your pocket.
Expert Support
Experience exceptional customer support throughout your first home-buying journey. Our dedicated specialists will guide you through the process, ensuring a stress-free and straightforward experience.
Effortless Online Application
Embrace the convenience of our online application process. Apply for your home loan online in minutes and receive ongoing support from our dedicated lending specialists.
Start Your Homeownership Journey Today with Mortgage House
Why wait? Begin your journey to homeownership by applying online in a few simple steps. Our user-friendly online application process takes less than 15 minutes to complete. Enter your information, upload the required documents, and let our specialists handle the rest.
Take the first step towards owning your dream home now.
APPLY ONLINERepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Let us guide you down the road to refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Executive Saver
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (variable)7.19% p.a7.23% p.a.
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Maximum LVR95%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$850,000.00
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Bpay InYes
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Repayment RequiredYes
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Deposit BondYes
- Fees
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Monthly FeeNo monthly fees
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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