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From a Lending Specialist

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    you by phone at a time thats convenient for you

Experience the Freedom of Homeownership with Just a 5% Deposit

Starting your homeownership journey is now within reach with our Freedom Accelerator home loan.
Say goodbye to the traditional 20% deposit requirement and enter your new home with as low as a 5% deposit.
At Mortgage House, we are committed to making your dream of owninga home a reality sooner.

Elevate Your Homeownership Journey with Freedom Accelerator

The Freedom Accelerator home loan is for those ready to embark on their homeownership journey.
With a 95% LVR (Loan-to-Value Ratio), we empower you to leap into homeownership without the burden of hefty savings.
Our dedicated lending specialists are committed to providing a seamless experience, guiding you through every step of the home loan process.
No matter where you are in Australia, our team is here to help you navigate the path to your first home.

 

Make your homeownership dreams a reality with Mortgage House and see if you qualify today.

Own Your Dream Home Sooner with a 5% Deposit
and Stress-Free Path to Homeownership

Achieve Homeownership Sooner

Don’t wait years to save for a 20% deposit. Get into the property market sooner with as low as a 5% deposit and make your dream of homeownership a reality.

No LMI
Premiums

Break free from the burden of Lender’s Mortgage Insurance premiums and keep more money in your pocket.

Expert Support

Experience exceptional customer support throughout your first home-buying journey. Our dedicated specialists will guide you through the process, ensuring a stress-free and straightforward experience.

Effortless Online Application

Embrace the convenience of our online application process. Apply for your home loan online in minutes and receive ongoing support from our dedicated lending specialists.

Enquire Now

Start Your Homeownership Journey Today with Mortgage House

Why wait? Begin your journey to homeownership by applying online in a few simple steps. Our user-friendly online application process takes less than 15 minutes to complete. Enter your information, upload the required documents, and let our specialists handle the rest.

Take the first step towards owning your dream home now.

APPLY ONLINE

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now

Let us guide you down the road to refinance

Take advantage of lower fees and lower monthly repayments today with the value-packed Executive Saver

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    7.54% p.a
    7.58% p.a.
  • Maximum LVR
    95%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $850,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
Fees
  • Monthly Fee
    No monthly fees
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $445
     
  • Discharge Fee
    $500
     

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5

Terms and Conditions

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.