Homeownership With A 5% Deposit
Freedom Accelerator: Embrace Homeownership Today for Less
Interest Rate
6.69
%
p.a
Comparison Rate^
6.73
%
p.a
Experience the Freedom of Homeownership with Just a 5% Deposit
Starting your homeownership journey is now within reach with our Freedom Accelerator home loan.
Say goodbye to the traditional 20% deposit requirement and enter your new home with as low as a 5% deposit.
At Mortgage House, we are committed to making your dream of owninga home a reality sooner.
Own Your Dream Home Sooner with a 5% Deposit
and Stress-Free Path to Homeownership
Achieve Homeownership Sooner
Don’t wait years to save for a 20% deposit. Get into the property market sooner with as low as a 5% deposit and make your dream of homeownership a reality.
No LMI Premiums
Break free from the burden of Lender’s Mortgage Insurance premiums and keep more money in your pocket.
Expert Support
Experience exceptional customer support throughout your first home-buying journey. Our dedicated specialists will guide you through the process, ensuring a stress-free and straightforward experience.
Effortless Online Application
Embrace the convenience of our online application process. Apply for your home loan online in minutes and receive ongoing support from our dedicated lending specialists.
Available in Australia for:
First Home Buyers: 5% Deposit - High LVR Loans - Online Application Process
Start Your Homeownership Journey Today with Mortgage House
Why wait? Begin your journey to homeownership by applying online in a few simple steps. Our user-friendly online application process takes less than 15 minutes to complete. Enter your information, upload the required documents, and let our specialists handle the rest.
Take the first step towards owning your dream home now.
Experience the Freedom of Homeownership with Just a 5% Deposit
The Freedom Accelerator home loan is for those ready to embark on their homeownership journey.
With a 95% LVR (Loan-to-Value Ratio), we empower you to leap into homeownership without the burden of hefty savings.
Our dedicated lending specialists are committed to providing a seamless experience, guiding you through every step of the home loan process.
No matter where you are in Australia, our team is here to help you navigate the path to your first home.
Make your homeownership dreams a reality with Mortgage House and see if you qualify today.
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Let Us Guide You Down The Road to Refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Savvy Saver
Interest Rate
Comparison Rate
Owner-Occupied (variable)
6.69% p.a
6.73% p.a.
Maximum LVR
95%
Minimum Loan Size
$150,000.00
Maximum Loan Size
$850,000.00
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.