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Homeownership with Just a 10% Deposit? Discover the Possibilities

Starting your homeownership journey is now easier than ever with our Pathway Accelerator home loan. Bypass the traditional 20% deposit and step into your new home with just a 10% deposit. As Australia’s trusted lending specialist, we’re committed to making your dream of owning a home a reality sooner.

Unlock Your Future with the Pathway Accelerator Home Loan

The Pathway Accelerator Home Loan is perfect for first-home buyers. With a 90% LVR home loan, we help you leap into homeownership without the burden of hefty savings. Our dedicated lending specialists are committed to providing a seamless experience, guiding you through every step of the home loan process.No matter where you are in Australia, we’re here to help you navigate the path to your first home.

Make your homeownership dreams a reality with Mortgage House and see if you qualify today.

Achieve Homeownership Sooner with Our Dedicated First Home Buyer Loan Products.
Achieve Your Dream with Just a 10% Deposit and Celebrate the Freedom of Owning Your Own Home.

Easy Entry into Homeownership

With only a 10% deposit, we make it possible for you to transition from tenant to homeowner, even in today’s competitive property market.

No LMI
Premiums

Our unique Home Loan feature waives LMI premiums for qualifying customers on high LVR Owner Occupied loans, resulting in significant savings.

Exceptional Customer Support

Experience the confidence of having dedicated support to guide you through the first-time home-buying process, ensuring a stress-free and straightforward experience.

Effortless Online Application

Get started on your home ownership journey from the comfort of your home. Our online application process is quick, efficient, and backed by a team of dedicated specialists to guide you every step of the way.

Enquire Now

Discover a Streamlined Path to Homeownership with Mortgage House

Don’t wait years. Take the first step towards owning your dream home. Applying online is quick and convenient. Simply fill out our user-friendly application form, upload your documents, and our dedicated specialists will guide you through the rest.

Let us help you achieve your homeownership goals today.

APPLY ONLINE

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now

Let us guide you down the road to refinance

Take advantage of lower fees and lower monthly repayments today with the value-packed Executive Saver

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    7.34% p.a
    7.38% p.a.
  • Maximum LVR
    90%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $850,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
Fees
  • Monthly Fee
    No monthly fees
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $445
     
  • Discharge Fee
    $500
     

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5

Terms and Conditions

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.