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Refinancing could be your ticket to financial independence

Experience the benefits of our loan products. They’re not just designed to put money in your pocket, but to make life easier for every borrower.
Ready to change your financial future?

It's as easy as 1,2,3:

Apply Online Now

Our team of dedicated Refinancing Specialists are here to support you throughout the entire process.

Make The Switch

Make a smart move with Mortgage House and effortlessly refinance your home loan and save on monthly repayments.

Celebrate Savings

The time is now to take control of your financial health and make your home loan work harder for you.

Step into a future unburdened by relentless bills and financial stress.
Our award-winning home loans offer financial flexibility and peace of mind.

Executive Saver

High Savings with Low-Interest Home Loan

Enjoy financial security as you pay less each month. Make the switch to an Executive Saver loan today for greater savings.



Savvy Saver

Pave Your Path to Financial Independence

Mortgage House is here to streamline your transition, switching your existing loan so you can start saving $$ right away.



Maxx Saver

Say Hello to Huge Savings & Lower Rates

Refinancing your loan with Mortgage House today could be a game-changer. Start enjoying lower rates and bigger savings now.



Mortgage House Wins Best Low Deposit Loan of the Year in 2024

This year, we secured the Gold Award for Low Deposit Home Loan of the Year for the second consecutive year, highlighting our dedication to making homeownership more accessible for Australians. We’re also Finalists for Excellent Rates & Fees and Outstanding Customer Service for Home Loans, reflecting our commitment to competitive rates, fees, and customer experience.

We Know Navigating Refinancing Can Be A Challenge.

How Do You Choose the Right Rate, the Right Product, or the Right Features?

Our Guide to Refinancing simplifies this process, offering expert advice, checklists, and step-by-step guidance.
Crafted by our lending experts, this guide ensures you make informed decisions that lead to substantial savings.


Increase Your Savings

Reduce Monthly Payments

Home Loan Paid Faster

Why switch to Mortgage House?

More Freedom with
a Super-Low Rate

Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.

Dedicated Lending Specialists

Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.

Flexibility to Take Time Off

With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.

Find Your Way With Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.

Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to refinance?
4. What is most important to you?
5. Are you on PAYG or self-employed?


Apply Online
Anytime, Anywhere

Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.

Trusted Award-Winning Lender

We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.

Pay Off Your Loan Faster

Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.

What people are saying

“Happy clients!”

We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!

Rob & Ray - South-Eastern Region NSW

“5 stars for a great refinance deal.”

We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.

Sean – Sydney NSW

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.