Experience the joy of a financially secure future
Owning a home is more than a financial goal. It’s a proud achievement, a safe haven for your family, and a treasure trove of cherished memories. With our Savvy Saver refinancing option, you’re not just choosing a better way to manage your home loan, you’re embarking on a journey towards lower repayments, more options and personal satisfaction.
Don't Wait to Refinance!
Is your fixed-term loan about to end? Or are you looking for savings? There’s no better time than now to consider our Savvy Saver home loan.
The Australian mortgage market is changing with recent increases in interest rates. We’re here to help borrowers like you with the right tools, information, and top-notch loan products to make smart decisions.
With our Savvy Saver refinancing solutions, you can take control of your home loan. We’ll help save you money and reduce stress, now and in the future.
Get the best advice on refinancing from Mortgage House's experienced specialists.
Choose to refinance with Mortgage House and save smarter, not harder.
Choose to refinance with Mortgage House and save smarter, not harder.
Hassle-free Refinancing
Partner with a skilled Refinancing Specialist who will ensure a smooth transition and efficient setup.
No Hidden Fees & Charges
Benefit from the lowest rates on a feature-rich Mortgage House loan without any hidden fees.
Loan Portability
Avoid setup costs when moving your loan from one property to another with our loan transfer feature.
Apply in Minutes
Apply Online so we can assess your application quickly and receive ongoing support from your dedicated Lending Specialist every step of the way.
Find Your Way with Mortgage House
Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.
APPLY ONLINERepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Let us guide you down the road to refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Savvy Saver
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (variable)6.24% p.a6.28% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan SizeYes
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Bpay InYes
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Repayment RequiredYes
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Deposit BondYes
- Fees
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Monthly FeeNo monthly fees
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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