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Discover our super low rate car loan.
Now you really can have it all!

At Mortgage House we understand that life doesn’t stand still while you’re paying off your home loan. Updating your car is a part of life, whether it’s to accommodate an expanding family or simply a matter of upgrading to a newer, safer model. With our new super low rate car loan you can have the house and a car to put in the garage!

It’s easy to apply for a car loan with a great rate through Mortgage House. You will just need a current home loan with any lender. If you can show us you’re chipping away at a home loan, we’ll let you chip away at the car too!

Super Low Variable Rate

Save today with our super low variable rate and get your dream car sooner.

Repayment Frequency

Enjoy the flexibility of repayment options such as weekly, fortnightly or monthly.

Free & Unlimited Repayments

Pay off your loan faster reducing the interest payable over the life of your loan.

Redraw Flexibility

Access your money when you need it most with Free & Unlimited online withdraws.

Product Features

Loans up to $50,000

Flexible repayment methods including direct debit, direct salary crediting & BPAY

No penalties when closing out

Upgrading your car

Principal & Interest repayments & additional repayment options

Available for both new & used cars

Transferrable Security providing savings when closing out loans.

Loan Details

  •  
    Interest Rate
    Comparison Rate
    The Comparison Rate is based on a loan of $30,000.00 over 5 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • New Car Loan
    4.99% p.a.
    6.28% p.a.
  • Used Car Loan
    5.99% p.a.
    7.27% p.a.
  • Maximum LVR
    125%
  • Minimum Loan Size
    No minimum
  • Maximum Loan Size
    $50,000
  • Maximum Loan Term
    10 Years
  • Principle & Interest
    Yes
  • Fixed Rate
    available on request
  • Unlimited & Free Online Redraws
    Yes
  • Unlimited & Free Extra Repayments
    available variable rate loans
  • Loan Splitting
    Yes
  • Direct Debit/Direct Salary Crediting Repayments
    Yes
  • BPAY Repayments
    Yes
Fees
  • Monthly Fee
    $10
     
  • Package Fee
    No Package Fee
     
  • Application Fee
    from $400
     
  • Settlement Fee
    May apply
     

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House's prevailing credit criteria apply. We recommend you seek independent legal and financial advice before proceeding with any loan.

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5