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Leap into Homeownership Sooner

Have you heard about the 20% deposit rule? We’re breaking it.

As one of the leading lending specialists in Australia, we make homeownership possible with a deposit as low as 5%.
Say goodbye to daunting saving targets. Our 5% deposit offer will make your first home-buying experience
stress-free and more achievable.

So what are you waiting for? See if you qualify today!


Start Your Homeownership Journey Today. It’s As Easy As 1,2,3:


One of our dedicated First Home Buying Lending Specialists will assist you every step of the way.

Secure Your
Dream Home

With as low as a 5% deposit, move into your first home sooner. Mortgage House makes it easy and achievable.

Enjoy Homeownership
and Freedom

Say goodbye to the 20% rule and enjoy the freedom and security of owning your first home.

Now is the time to leap into homeownership and secure your future.

Discover the flexible features of our loan products that offer money-saving
and stress-saving benefits to first home buyers.

Download our FREE First Home Buyers Guide

Be Empowered!

The complete guide to help you learn
the ‘home loan’ lingo, learn if you qualify
for the First Home Owners Grant,
how much you can borrow and tips on buying real estate, property value
and much more with our
exclusive guide.




Unlock the Path to Your First Home

The 20% deposit rule is no longer a hurdle. With the Pathway Accelerator, you get access to a 90% LVR home loan, allowing you to step onto the property ladder with a 10% deposit. Make your homeownership
dream a reality faster than you ever thought possible.




Elevate Your Homeownership Journey

With the Freedom Accelerator, your dream home is within reach. Enjoy the benefits of a 95% LVR, which means you can kickstart your homeownership journey with just
a 5% deposit. Say goodbye to the 20% deposit rule and hello to a new era of possibilities.



Buying Your First Home Can Feel Overwhelming.

Which Product, Which Rate and Features Should You Choose?

Buying your first home can feel like a distant dream, especially when faced with the daunting task of saving for a 20% deposit and dealing with Lenders Mortgage Insurance (LMI). But what if there was a better way? Our comprehensive First Home Buyers Guide is curated by our expert team to provide you with the knowledge and confidence to navigate the process with ease.
Download our guide, say goodbye to the stress and uncertainty, and take control of your homeownership journey!


Experience Homeownership Freedom

Accelerate Your Path to Homeownership

Secure Your Financial Future

Why Choose Mortgage House?

Competitive Rates

Our super-low interest rates enable you to save money, achieve your homeownership goals, and live the life you want without compromising your budget.

Personalised Guidance

Our team of lending specialists are committed to providing you with personalised assistance throughout your homeownership journey, guiding you every step of the way to financial success.

Unmatched Savings

Qualifying first home buyers can save on LMI premiums for high LVR Owner Occupied loans with our Freedom Home Loan. Enjoy the advantage of no premium payments, making homeownership more accessible and cost-effective.

Simplify Your Home Loan Journey
with Mortgage House

Don’t let the complexities of paperwork and lengthy processes hold you back from owning your first home. Our streamlined online application lets you complete the process quickly and easily, putting you one step closer to achieving your homeownership dreams.

As a first-home buyer, we understand your unique needs and concerns. To expedite your application and provide the best possible assistance, we kindly ask you to answer a few pre-qualifying questions:

1. What is your current employment status?
2. Do you have any savings for a deposit?
3. Have you decided on a preferred location for your first home?
4. Are you familiar with the process of obtaining a home loan?
5. Have you started exploring your borrowing capacity?

Take control of your journey towards homeownership and see if you qualify today.


Streamlined Application Process

Say goodbye to paperwork and lengthy processes. Apply for your first home loan online anytime and anywhere with our simplified application process.

Award-Winning Lender

Join thousands of satisfied homeowners who have chosen Mortgage House. As a trusted and reputable lender, we have been helping Australians achieve their homeownership goals since 1986.

Fast-track Your Dream Home

Beat the competition and secure your dream home faster. Our online application allows you to get ahead and make a strong offer quickly and conveniently.

What people are saying

“Happy clients!”

We have been with Mortgage House for several years and when we decided to refinance the decision to stay with Mortgage House was an easy one. Competitive rates and so amazing to deal with. We worked with Lending Specialist Niran this time who was absolutely fantastic. He kept us updated and informed throughout the process, made the process stress free and was always very polite and happy to explain everything to us!

Rob & Ray - South-Eastern Region NSW

“5 stars for a great refinance deal.”

We have dealt with Mortgage House for a number of years and found them to be extremely helpful in securing a great refinance deal. We have recently undergone an interest rate review and are very pleased with the outcome. Sara and her team were expeditious in their response and robust in securing a very competitive rate, we also received a response from the voice of Mortgage House, ‘Ken Sayer’ adding his personal touch during the process. The whole process was quick and easy and the constant updates from Sara along the way left us feeling confident of a good outcome. Mortgage House have secured us for another few years.

Sean – Sydney NSW

Book your FREE initial consultation with our Lending Specialist.

Book a time that is convenient for you and one of our loan specialists will give you a call.

Terms and Conditions

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.