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Refinance and save with a super low rate and our:
Advantage Home Loan 80

You wouldn’t pay for an overpriced internet package and you certainly wouldn’t spend more than you need to on a loaf of bread, so why are you paying more on your home loan?

Thousands of Australians are paying too much on their home loan, with borrowers coughing up a staggering $9.9 billion more than they need to! It’s time to stop paying more and start paying less with a better rate from Mortgage House.

Don’t settle for an overpriced home loan, switch today and you could save thousands over the life of your home loan. It’s easy to make the switch with help from one of our in-house mortgage professionals.

We’ll even assist with your switching costs* so all you need to do is sit back and save!

Offset Account

Use your 100% Offset Account as a progressive bank account and you could save thousands over the life of your loan.

Relocation Feature

The ability to purchase your next home while you’re waiting for your existing property to sell.

Loan Switching

No need to stress when interest rates rise, instantly switch from your current variable rate to a fixed rate.

Redraw Facility

Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.

Enquire Now

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

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100% Offset Facility

Loan Switching

Toggle Feature

Loan Switching

  •  
    Interest
    Rate
    Comparison
    Rate
    The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.
  • Owner Occupied
    3.73% p.a.
    3.88% p.a.
  • Investor
    4.16%pa
    4.31%pa
  • Minimum Loan Size
    $500,000.00
  • Maximum Loan Size
    No Maximum
  • Maximum LVR
    80%
  • Internet Access
    Yes
  • Phone Access
    Yes
  • ATM / EFTPOS Debit Card
    Yes
  • 3rd Party Direct Debits
    Yes
  • LMI Premium Capitalisation
    Yes
  • 3rd Party Protocol Friendly
    Yes
  • Deposit Bond
    Yes
  • Bpay Out
    Yes
Fees
  • Monthly Fee
    $10
     
  • Settlement Fee
    $200
     
  • Discharge Fee
    $450
     

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5