Freedom From
A Super Low Rate
More Freedom 3-year Fixed Home Loan
Interest Rate
2.19
%
p.a
Comparison Rate^
2.40
%
p.a
More Freedom to do the Things You Love
Our More Freedom 3-year Fixed Home Loan allows you to borrow up to 80% of the property price. Switch now and save with more freedom.
Your rate is paired with flexible home loan features including additional repayments and redraw facility. No monthly fees or ongoing package fees, meaning you pay less and can actually pay off more of your home loan.
On an average $400,000 home loan, you could save $400* a month by reducing your interest rate from 4.34% to 2.19% from the comfort of your lounge room over the life of a 30-year loan. Imagine the difference to your bank account EVERY month!
Plus, take advantage of our special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loans after settlement.
The longer you’ve been with your lender, the more you save.
Get More from life.
Low variable
rate
Enjoy more freedom with a low variable rate across the life of the loan.
Save on
Interest
Avoid high-interest repayments across other competitor loans, start your homeownership journey on the right track.
Up to $1,500* off your loan
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
No Monthly
Fees
Avoid unnecessary costs with no monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
Get More With Mortgage House
Why settle for less when you can get more from your home loan? More savings to do the things you love, more freedom and flexibility to pay off your loan sooner – and more from life.
Get more out of refinancing with Mortgage House
We know that the world has changed and we’re here to help manage your debts and alleviate some financial pressures. Whether you’re looking to refinance, consolidate your debts or purchase your first home, there has never been a better time to take advantage of our low and award-winning rates. Switch and save today.
Download FREE Guide.
Download our free Guide to Refinancing and discover for yourself how easy it is to get back on track and manage your finances.
Repayment Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Let Us Guide You Down The Road to Refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Savvy Saver
Interest Rate
Comparison Rate
Owner-Occupied (variable)
2.19% p.a
2.40% p.a.
Maximum LVR
80%
Minimum Loan Size
$150,000.00
Maximum Loan Size
No maximum
Loan Splitting
Principal & Interest
Additional Repayments
Direct Debits
Salary Credit
Direct Credits
Bpay In
Redraw Facility
No Monthly Fees
Internet Access
Repayment Required
Deposit Bond
Fees
Monthly Fee
Package Fee
Rate Lock Fee
Application Fee
Valuation Fee
Settlement Fee
Discharge Fee
We are award winning lending specialists since 1986
Our latest awards include:
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
CANSTAR Fixed Rate Home Loans
What people are Saying
Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.
Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!
Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.
I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.