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Enjoy the summer season with our:
Essentials Variable Home Loan 70

You’ve spent years saving and looking for the perfect home.
It should be time to relax and enjoy it, but if you end up paying too much on your home loan, you could be missing out on thousands of extra dollars in your pocket. You wouldn’t ordinarily pay more than you need to, so why would you pay more on your home loan?

Thousands of Australians pay too much on their home loan, with borrowers coughing up a staggering $9.9 billion more than they need to! Don’t pay more, pay less with a low variable rate from Mortgage House.

Don’t settle for an overpriced home loan, with Mortgage House you could save thousands over the life of your loan. Our in-house mortgage professionals will help you with the right home loan so you can purchase your new home and actually enjoy life, with extra money to spend too!

Super Low Variable Rate

Take advantage of our super low interest rates so you can pay more off your principal.

Redraw Facility

Access your money when you need it with free unlimited redraws that provide flexibility and allow for unexpected events.

Additional Repayments

Pay your loan off sooner with additional repayments with no penalties. You could be saving thousands over the life of your loan.

Bpay In

You can’t perfectly time everything, but you can perfectly time your home loan repayments with Bpay In and never miss a repayment.

Enquire Now

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

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  •  
    Interest
    Rate
    Comparison
    Rate
    The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.
  • Variable
    3.64% p.a.
    3.79% p.a.
  • Maximum LVR
    70
  • Minimum Loan Size
    $250,000.00
  • Maximum Loan Size
    $500,000.00
  • Principle & Interest
    Yes
Fees
  • Application Fee
    $0
     
  • Settlement Fee
    $0
     
  • Monthly Fee
    $0
     
  • Package Fee
    $395
     
  • Discharge Fee
    $500
     

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5