Refinance and save with a super low rate and our:
Advantage Home Loan 80 (with offset)
Advantage Home Loan 80 (with offset)
Want one of the best home loan rates in Australia? You’ve come to the right place. While other financial institutions are busy raising their variable interest rates, we’re bringing them down, offering you the lowest variable rates on the market.
The Mortgage House Advantage Home Loan 80 (With Offset) also brings you a range of flexible features to give you a head start in realising your home ownership goals!
With an offset account, loan switching, redraw facility and BPAY to make and receive payments, this lower than low variable rate loan offers perfect flexibility for first home buyers and second home buyers alike, as well as investors and those looking to refinance.
Find out how a super low variable rate could change the way you move.
100% Offset Facility
Use your 100% Offset Account as a progressive bank account and you could save thousands over the life of your loan.
Bpay Out
The quick, easy and secure way to pay. Use BPAY to make and receive payments, pay bills and schedule regular loan repayments in advance.
Switching Costs
There’s nothing to lose, only savings to be made. Refinance your current variable home loan with us and we’ll pay up to 100%* of the switching costs for you.
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. -
Owner Occupied3.68% p.a.3.83% p.a.
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Maximum LVR80%
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Minimum Loan Size$500,000.00
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Maximum Loan SizeNo Maximum
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100% Offset FacilityYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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Bpay OutYes
- Fees
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Monthly Fee$10
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$200
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Discharge Fee$450
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: