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About Chattel Car Loans

A chattel car loan is a loan that is secured against a “chattel,” which is the car itself. As a result of being a secured loan, the interest rates are generally better than on unsecured or consumer car loans.

For a business, the main benefit of a chattel car loan is the ability to claim back tax, such as GST, paid on the car.

You can also structure your loan to suit your circumstances, which gives you options in terms of how to pay it back.

Compare our chattel car loans below.

Advantages of Chattel Car Loans

  • You can claim interest and depreciation on your vehicle

  • The interest rate is lower due to the secured nature of the loan