STOP paying too much interest on your home loan!
Have you been loyal to your lender for years? Quietly paying off your variable home loan each month and getting nothing in return, except that nagging doubt that you’re paying too much? Make the switch to Mortgage House today and start saving.
We know we can save you money, this year and every year. We’ve helped thousands of Australians achieve homeownership since 1986, and our highly experienced lending specialists can tailor home loan packages to your needs. With our low-rate and feature-packed loan offers, we believe in putting your lifestyle first.
Switch your home loan to Mortgage House to reduce your monthly repayments and receive up to $1,500* cash back when you refinance.
Stress less with our range of features and benefits exclusive to Mortgage House customers
Release Yourself
from Fees
Avoid unnecessary costs with no application fee, no monthly fee, no package fee, and no rate lock fee.
Up to $1,500*
Cashback
The longer you’ve been with your current lender, the higher the return on your refinanced home loan.
Redraw
Facility
A redraw facility gives you easy access to additional payments you’ve made above your minimum repayments.
Unlimited Additional
Repayments
Make unlimited extra repayments or lump sum payments at any time without any penalties to pay off your home loan faster.
Find Your Way with Mortgage House
Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.
APPLY ONLINERefinance your loan with us to Double Down on savings!
We know that the world has changed, and our team is here to help you alleviate some financial pressure. Avoid the tensions which come with high loan repayments and additional fees. When you Switch & Save with Mortgage House, you combine security, peace of mind, and a low interest rate in one convenient home loan. The longer you have been with your current lender, the bigger the reward when you refinance with us.
Receive up to $1,500* cashback on your refinanced loan!
$600 cashback
1 year or less
with your lender:
Full refund of the $600 application fee.
$1,200 Cashback
1-5 years
with your lender:
Full refund of the $600 application fee + $600 paid off your home loan on settlement.
$1,500 Cashback
5+ years
with your lender:
Full refund of the $600 application fee + $900 paid off your home loan on settlement.
Want more? Learn more about our double down offer here and how you can receive up to a $1,500* cashback.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Let us guide you down the road to refinance
Take advantage of lower fees and lower monthly repayments today with the value-packed Lifestyle First Refinancer Special.
-
Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (variable)1.94%1.98% p.a.
-
Maximum LVR80%
-
Minimum Loan Size$150,000.00
-
Maximum Loan Size$1,000,000.00
-
Loan SplittingYes
-
Principal & InterestYes
-
Additional RepaymentsYes
-
Direct DebitsYes
-
Salary CreditYes
-
Direct CreditsYes
-
Bpay InYes
-
Redraw FacilityYes
-
No Monthly FeesYes
-
Internet AccessYes
-
Repayment RequiredYes
-
Deposit BondYes
- Fees
-
-
Monthly FeeNo monthly fees
-
Package FeeNo package fee
-
Rate Lock FeeNo rate lock fee
-
Application FeeNo application fee
-
Valuation FeeUp to $300 free¹
-
Settlement Fee$445
-
Discharge Fee$500
-