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    you by phone at a time thats convenient for you

STOP paying too much interest on your home loan!

Have you been loyal to your lender for years? Quietly paying off your variable home loan each month and getting nothing in return, except that nagging doubt that you’re paying too much? Make the switch to Mortgage House today and start saving.

We know we can save you money, this year and every year. We’ve helped thousands of Australians achieve homeownership since 1986, and our highly experienced lending specialists can tailor home loan packages to your needs. With our low-rate and feature-packed loan offers, we believe in putting your lifestyle first.

Switch your home loan to Mortgage House to reduce your monthly repayments and receive up to $1,500* cash back when you refinance.

Stress less with our range of features and benefits exclusive to Mortgage House customers

Release Yourself
from Fees

Avoid unnecessary costs with no application fee, no monthly fee, no package fee, and no rate lock fee.

Up to $1,500*
Cashback

The longer you’ve been with your current lender, the higher the return on your refinanced home loan.

Redraw
Facility

A redraw facility gives you easy access to additional payments you’ve made above your minimum repayments.

Unlimited Additional
Repayments

Make unlimited extra repayments or lump sum payments at any time without any penalties to pay off your home loan faster.

Enquire Now

Find Your Way with Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.

APPLY ONLINE

Refinance your loan with us to Double Down on savings!

We know that the world has changed, and our team is here to help you alleviate some financial pressure. Avoid the tensions which come with high loan repayments and additional fees. When you Switch & Save with Mortgage House, you combine security, peace of mind, and a low interest rate in one convenient home loan. The longer you have been with your current lender, the bigger the reward when you refinance with us.

Receive up to $1,500* cashback on your refinanced loan!

$600 cashback

1 year or less
with your lender:

Full refund of the $600 application fee.

$1,200 Cashback

1-5 years
with your lender:

Full refund of the $600 application fee + $600 paid off your home loan on settlement.

$1,500 Cashback

5+ years
with your lender:

Full refund of the $600 application fee + $900 paid off your home loan on settlement.

Want more? Learn more about our double down offer here and how you can receive up to a $1,500* cashback.

Download Guide

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now

Let us guide you down the road to refinance

Take advantage of lower fees and lower monthly repayments today with the value-packed Lifestyle First Refinancer Special.

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    1.94%
    1.98% p.a.
  • Maximum LVR
    80%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $1,000,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
Fees
  • Monthly Fee
    No monthly fees
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $445
     
  • Discharge Fee
    $500
     

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5