When you combine security, peace of mind and
a low interest rate in one convenient home loan, there’s always a way.
a low interest rate in one convenient home loan, there’s always a way.
Our Switch and Save Special- 3yr Fixed Home Loan allows you to borrow up to 80% of the property price. Switch now and save $$ every month. Avoid the stress of rate rises or a volatile market and lock in a super low fixed rate TODAY.
Your fixed-rate is paired with flexible home loan features including additional repayments and redraw facility. No monthly fees or ongoing package fees, meaning you pay less and can actually pay off more of your home loan.
On an average $400,000 home loan, you could save $472* a month by reducing your interest rate from 4.34% to 2.19% from the comfort of your lounge room over the life of a 30-year loan. Imagine the difference to your bank account EVERY month!
Plus, take advantage of our special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loans after settlement. The longer you’ve been with your lender, the more you save.
At Mortgage House, there’s always a way to save on your home loan and get ahead in these tough times.
With fixed interest rates this low, there’s always a way!
Low Fixed Rate
Lock in this super-low rate for 3 years so you can budget accordingly and avoid the stress of a sudden rate rise.
Additional Repayments
A fixed rate loan with the flexibility of a variable rate loan allows you to make additional repayments and own your home sooner.
Redraw Facility
A Redraw facility gives you easy access to additional payments you’ve made above your minimum repayments.
$0 Monthly Fees
Avoid unnecessary costs with no monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
There's Always a Way to refinance with Mortgage House
We know that the world has changed and we’re here to help manage your debts and alleviate some financial pressures. Whether you’re looking to refinance, consolidate your debts or purchase your first home, there has never been a better time to take advantage of our low and award-winning rates. Switch and save today.
LEARN MORERepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
There's Always a Way to refinance with Mortgage House
We know that the world has changed and we’re here to help manage your debts and alleviate some financial pressures. Whether you’re looking to refinance, consolidate your debts or purchase your first home, there has never been a better time to take advantage of our low and award-winning rates. Switch and save today.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (3yr Fixed)2.19% p.a.2.53% p.a.
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Owner-Occupied (5yr Fixed)2.99% p.a.2.88% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$5,000,000.00
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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Bpay OutYes
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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Legal Fee$395
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We are award winning lending specialists since 1986
Our latest awards include: