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It’s time to say ‘yes’ to property investment opportunities.

For those who feel like property investment is an impossibility; for those who have passed up on lucrative investment opportunities; for those who have relegated their investment goals into the ‘too hard basket’ – there’s always a way. It’s called the Low Rate Advantage Investment Loan and it’s making a way so you can realise your investment ambitions.

If you’re looking to invest in property or get the most out of an existing investment, take advantage of this low rate home loan designed specifically for investors. Investors can start reaping the benefits sooner with a low variable rate of 3.44% and no ongoing monthly fees or package fees. Investors will also appreciate flexible features which allow for additional repayments and access to funds through a redraw facility.

Unlock the rewards of property investment, talk to us about how this tailor-made loan can help you on your investment journey.
Together we can make your property investment dreams a reality

Start investing today!

$0 Monthly Fees

No monthly fees or ongoing package fees to pay (ever) means you can direct every spare dollar into your investment and enjoy the rewards sooner.

Redraw Facility

Access any additional repayments when you need them, to renovate, repair or grow your property investment portfolio when the opportunity arises.

Low Rate

Pay less interest and get more from your investment property with a low interest rate of 2.94% and an equally low comparison rate of 2.98%.

Additional Repayments

Own your investment property sooner with the flexibility to make additional repayments when your circumstances change.

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

There's Always a Way with Mortgage House

The homebuying season is here, and the slowdown in the property market makes it a buyers paradise. Whether you’re looking at buying your first home, upsizing or investing in property, together, we can make your homeownership dreams a reality.

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    2.94% p.a.
    2.98%^ p.a.no offset
  • Maximum LVR
    80%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $5,000,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Deposit Card
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Phone Access
    Yes
  • ATM / EFTPOS Debit Card
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
  • Bpay Out
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    $600 refundable fee*
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $250
     
  • Legal Fee
    $395
     
  • Discharge Fee
    $500
     

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Better than your big four”

A big thank you to mortgage house for all the help they gave us securing a home loan. All the staff have been very professional in their assistance and support. They kept me informed and updated through the whole process. A very satisfied customer.

Martin G
Rating: 5/5

“Great Service”

We would like to thank Mortgage house for giving us the opportunity to purchase our own house .After years of asking our bank to lend us the money to buy a new house our dream has finally come true.

Spiro
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Fantastic result!”

Can’t thank enough Mitch Tierney for guiding and assisting us through out the application process..It was an amazing stress free settlement process I had in my life. I would definitely recommend MH to my family, friends and work mates..Keep it up.

Bell
Rating: 5/5