When you combine security, peace of mind and
a low interest rate in one convenient home loan, there’s always a way.
a low interest rate in one convenient home loan, there’s always a way.
Our Super Low 3yr Fixed Special Home Loan allows you to borrow up to 80% of the property price. A home loan isn’t so scary when you can lock in a super-low interest rate for three years. This allows you to budget accordingly and avoid the stress of a sudden rate rise.
A fixed rate is paired with flexible home loan features including additional repayments and redraw facility. No monthly fees or ongoing package fees mean you pay less and can actually pay off more of your home loan.
Plus, special Double Down savings offer for refinancers:
Refinancers – bring your loan over to us and receive up to $1,500* cashback on your refinanced loans after settlement.
With fixed interest rates this low, there’s always a way!
Low Fixed Rate
Lock in this super-low rate for 3 years so you can budget accordingly and avoid the stress of a sudden rate rise.
Additional Repayments
A fixed rate loan with the flexibility of a variable rate loan allows you to make additional repayments and own your home sooner.
Redraw Facility
A Redraw facility gives you easy access to additional payments you’ve made above your minimum repayments.
$0 Monthly Fees
Avoid unnecessary costs with no monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
There's Always a Way with Mortgage House
The homebuying season is here, and the slowdown in the property market makes it a buyers paradise. Whether you’re looking at buying your first home, upsizing or investing in property, together, we can make your homeownership dreams a reality.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied2.19% p.a.2.53%^ p.a.
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Reverting Variable Interest Rate2.59% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$5,000,000.00
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Principal & InterestYes
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Loan SplittingYes
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Additional RepaymentsYes
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Redraw FacilityYes
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Direct DebitsYes
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Loan SwitchingYes
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Loan PortabilityYes
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Salary CreditYes
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Direct CreditsYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Deposit BondYes
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BPAY inYes
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BPAY outYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$500
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Legal Fee$395
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We are award winning lending specialists since 1986
Our latest awards include:
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Mortgage House Head Office
Address
Level 34/101 Miller Street, North Sydney, NSW 2060