Ready to unlock the freedom that comes with
refinancing your home? Our expert team can
help you find the perfect loan that boosts your
cashflow so you can focus on what matters most.
refinancing your home? Our expert team can
help you find the perfect loan that boosts your
cashflow so you can focus on what matters most.
Apply Online Anywhere, Anytime.
Apply OnlineRequest a Call Back
From a Lending Specialist
Time to take charge of your future with a better loan
- we’re here to help every step of the way!
- we’re here to help every step of the way!
We make refinancing simple, so you can finally stop overpaying on your loan and start saving more.
Get started today in 3 easy steps:
Apply Online
- Watch your savings grow and do a dance.
- They’ll check your current home loan and make a plan that will save you thousands.
Switch and Simplify
- Connect with a Refinancing Specialist.
- Your dedicated Refinancing Specialist will help you switch to a lower rate with a streamlined and stress-free process.
Save and Celebrate!
- Watch your savings grow and do a dance.
- Enjoy improved cashflow in no time with our personalised solutions and better rates. You’ve earned it!
Apply Online
- Watch your savings grow and do a dance.
- They’ll check your current home loan and make a plan that will save you thousands.
Switch and Simplify
- Connect with a Refinancing Specialist.
- Your dedicated Refinancing Specialist will help you switch to a lower rate with a streamlined and stress-free process.
Save and Celebrate!
- Watch your savings grow and do a dance.
- Enjoy improved cashflow in no time with our personalised solutions and better rates. You’ve earned it!
Take your pick!
We’ve got Refinancing Loan options that give you more freedom and flexibility so you can start your next chapter strong
Executive Saver
Lower Interest, Higher Savings
Boost cash flow and increase financial security! Enjoy lower interest rates and higher savings when you switch to an Executive Saver loan.
Savvy Saver
Start Strong with a Better Loan
Take charge of your future and save immediately while our Refinancing specialists streamline the transition from your current loan!
Download Our Guide
A Roadmap for Financial Freedom
Feel confident throughout the process with tips, checklists and step-by-step instructions crafted by our very own lending specialists.
Awards and Accolades (We’re Blushing!)
We’re proud to be recognised for excellence, winning the Gold Award for Low Deposit Home Loan of the Year two years running. We’ve also earned accolades for offering Excellent Rates & Fees and delivering Outstanding Customer Service for Home Loans. Helping Aussies achieve their dream of homeownership is what drives us every day!
Does Refinancing Feel Complicated and Out of Reach?
We get it. Rates, loan types, products and features… Where do you start?
If you’re new to the refinancing process, don’t worry, we’ve got you covered! Our comprehensive Guide to Refinancing breaks down the essentials of refinancing with easy-to-follow tips, checklists, and step-by-step instructions. Curated by our lending specialists, this guide empowers you to make confident decisions and find the best loan features to save you thousands. Download it today and take the first step toward more savings and less stress!
DOWNLOAD YOUR FREE GUIDE
Get Your Free Guide Now
Lower Payments
Maximise Your Loan’s Potential
Why switch to Mortgage House?
More Freedom with
a Super-Low Rate
Take advantage of some of the most competitive low rates on the market, and still have the cash flow to live the life you want.
Dedicated Lending Specialists
Get all the support you need from your dedicated lending specialist. Ready when you are, they’ll guide you every step of the way to financial success.
Flexibility to Take Time Off
With great features like our Redraw Facility, you could take a repayment holiday if you’re ahead on payments.
Find Your Way With Mortgage House
Why deal with the stress of mountains of paperwork? Complete your online
application in less than 15 minutes anywhere, anytime. Simply enter your
information, upload your documents, and we’ll do all the hard work for you.
Be prepared to answer these pre-qualifying questions to help expedite your application process:
1. Do you know when your fixed rate will expire?
2. Do you know your current rate?
3. What amount are you looking to refinance?
4. What is most important to you?
5. Are you on PAYG or self-employed?
Apply Online
Anytime, Anywhere
Open homes will be a thing of the past, beat the crowd into your dream home with a streamlined online application process.
Trusted Award-Winning Lender
We’re one of Australia’s most awarded lenders and have been helping Aussies achieve homeownership since 1986.
Pay Off Your Loan Faster
Make more frequent repayments, additional repayments or lump sum payments at any time with no penalties.
What people are saying
Terms and Conditions
*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.