Together we can make your first home happen
Be a homeowner sooner! The property market across many cities in Australia is in decline, with many cities and suburbs confirming lower median prices in 2018 than last year. This makes it an ideal time for any first home buyer looking to jump into the property market.
Combining the current housing market with the low-rate Market-Ready Home Loan Special can give you a great head start on homeownership. With property prices lower, your deposit can stretch further to buy your dream home. Our dedicated Lending Specialists can help you get into your home sooner, and you’ll benefit from money-saving features to improve cash flow.
$0 Monthly Fees
No monthly fees to pay ever, so you can direct every spare dollar into your home loan and own your first home sooner.
Redraw Facility
Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.
Loan Portability
Ready to move? Simply transfer your loan to your new property so you can continue to take advantage of the same flexible features and low rate.
Unlimited Extra Repayments
Make unlimited extra repayments or lump sum payments at any time to pay down your loan faster, without any penalties.
There's Always a Way with Mortgage House
The homebuying season is here, and the slowdown in the property market makes it a buyers paradise. Whether you’re looking at buying your first home, upsizing or investing in property, together, we can make your homeownership dreams a reality.
LEARN MORERepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (variable)3.59% p.a.3.62% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$5,000,000.00
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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Bpay OutYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$450
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We are award winning lending specialists since 1986
Our latest awards include: