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    you by phone at a time thats convenient for you

Together we can make your first home happen

Be a homeowner sooner! The property market across many cities in Australia is in decline, with many cities and suburbs confirming lower median prices in 2018 than last year. This makes it an ideal time for any first home buyer looking to jump into the property market.

Combining the current housing market with the low-rate Market-Ready Home Loan Special can give you a great head start on homeownership. With property prices lower, your deposit can stretch further to buy your dream home. Our dedicated Lending Specialists can help you get into your home sooner, and you’ll benefit from money-saving features to improve cash flow.

$0 Monthly Fees

No monthly fees to pay ever, so you can direct every spare dollar into your home loan and own your first home sooner.

Redraw Facility

Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.

Loan Portability

Ready to move? Simply transfer your loan to your new property so you can continue to take advantage of the same flexible features and low rate.

Unlimited Extra Repayments

Make unlimited extra repayments or lump sum payments at any time to pay down your loan faster, without any penalties.

There's Always a Way with Mortgage House

The homebuying season is here, and the slowdown in the property market makes it a buyers paradise. Whether you’re looking at buying your first home, upsizing or investing in property, together, we can make your homeownership dreams a reality.

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Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    3.59% p.a.
    3.62% p.a.
  • Maximum LVR
    80%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $5,000,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Deposit Card
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Phone Access
    Yes
  • ATM / EFTPOS Debit Card
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
  • Bpay Out
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $250
     
  • Discharge Fee
    $450
     

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Better than your big four”

A big thank you to mortgage house for all the help they gave us securing a home loan. All the staff have been very professional in their assistance and support. They kept me informed and updated through the whole process. A very satisfied customer.

Martin G
Rating: 5/5

“Great Service”

We would like to thank Mortgage house for giving us the opportunity to purchase our own house .After years of asking our bank to lend us the money to buy a new house our dream has finally come true.

Spiro
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Fantastic result!”

Can’t thank enough Mitch Tierney for guiding and assisting us through out the application process..It was an amazing stress free settlement process I had in my life. I would definitely recommend MH to my family, friends and work mates..Keep it up.

Bell
Rating: 5/5