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Enjoy the summer season with our:
Pure and Simple 30

Whether you’re a first home buyer or looking to upgrade from that small apartment to something more substantial, the Pure and Simple Home Loan can make it happen.

With this special low rate, you can afford to get into the market or move into a bigger place so there’s plenty of room for you to relax this summer. Either way, you’ll be hosting Summer Bqq’s at your place this year! 

Unlock financial freedom

Understanding the rates and being
pro-active can pay off in huge amounts.
Chat to one of our lending specialists to find out how much you could be saving today!

We’re small enough to care

Unlike banks, Mortgage House don’t have expensive overheads. Which means cheaper rates for you. With a customised product offering, we work with you.

Timing is everything

Saving money on your home loan is all about timing the rates. Switching now when the rates are low, could greatly benefit you.

It couldn’t be easier

Applying for refinance is easier than you think. We simply measure your equity in your current home to help us value a loan to best suit your needs. Easy as 1,2,3.

Enquire Now

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now
  •  
    Interest
    Rate
    Comparison
    Rate
    The comparison rate is calculated on a secured loan of $250,000 with a term of 25 years with monthly principal and interest payments.
  • Owner Occupied
    3.84% p.a.
    3.84% p.a.
  • Maximum LVR
    30%
  • Minimum Loan Size
    $250,000.00
  • Maximum Loan Size
    $500,000.00
  • Fixed Rates
    Yes
  • Loan Splitting
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    No valuation fee
     
  • Settlement Fee
    No settlement fee
     
  • Discharge Fee
    No discharge fee
     

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5