You’ve been working hard to save a deposit - now it’s time to reap the rewards.
Our Home Loan Prime (Special – PAYG) – LVR 80 will get you into your new home with a super-low rate, plus all the home loan features that make life easy. Borrow up to 80% of the property price at a low variable rate.
The savings don’t stop there! A range of home loan features can help you pay off your loan sooner, including unlimited extra repayments without penalties, while redraw facility provides flexibility, allowing you to access extra payments you’ve made. Without monthly fees or ongoing package fees, you could be on your way to paying off your home loan faster than you think.
Apply online and make your new home dreams a reality today.
Super-low Variable Rate
Kick start your home loan with a super-low variable rate that could see you paying off your home loan sooner than you think.
Loan Portability
A great deal for life! Loan portability lets you take your home loan with you if you move.
$0 Monthly Fees
No monthly fees or ongoing package fees to pay (ever) so you can direct every spare dollar into your home loan.
No Application Fee
There are many costs involved with buying a property – applying for your home loan doesn’t have to be one of them.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.29% p.a.3.34%^ p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$1,500,000.00
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Principal & InterestYes
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Loan SplittingYes
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Additional RepaymentsYes
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Redraw FacilityYes
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Direct DebitsYes
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Loan SwitchingYes
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Loan PortabilityYes
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Salary CreditYes
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Direct CreditsYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Deposit BondYes
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BPAY inYes
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BPAY outYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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Legal Fee$395
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We are award winning lending specialists since 1986
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