Saving for a deposit can be tiresome, but buying a home shouldn’t take a lifetime.
You can get into your own home sooner than you think with our Blue Loan Prime (Essentials Special – PAYG) – LVR 90. Borrow up to 90% of the property purchase price with a great low rate and a range of essential home loan features that will support you throughout the life of your loan.
Access your funds when you need them most using a redraw facility, while $0 monthly fees and extra repayments can reduce interest and help you pay off your home loan sooner.
This loan is suitable for owner-occupiers looking to buy property in any state outside New South Wales.
Make your homeownership dreams a reality.
No Application Fee
There are many costs involved with buying a property – applying for your home loan doesn’t have to be one of them.
$0 Monthly Fees
No monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
Loan Switching
If interest rates rise, you have the opportunity to switch from your current variable rate to a fixed rate for peace of mind.
Low Variable Rate
Avoid unnecessary interest and kick start your home loan with a low variable rate that will see you owning your home sooner than you think.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.24% p.a.3.28%^ p.a.
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Maximum LVR90%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$1,000,000.00
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Principal & InterestYes
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Loan SplittingYes
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Additional RepaymentsYes
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Direct DebitsYes
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Redraw FacilityYes
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Loan SwitchingYes
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Loan PortabilityYes
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Salary CreditYes
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Direct CreditsYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Deposit BondYes
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BPAY inYes
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BPAY outYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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Legal Fee$395
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