It's the perfect time to consolidate your debts
and get back on track.
and get back on track.
Take control of your finances and get ahead with your homeownership dreams with one of the lowest variable home loan rates on the market – our Advantage Home Loan PAYG – Consolidation Special.
Make the most of this opportunity to combine up to three debts into this home loan and enjoy the same low-interest rate. With just one loan and single monthly repayments to manage, you could get back on track with your finances while enjoying your home. The savings continue to add up with a range of flexible features like no monthly fees, ability to make unlimited extra repayments and free redraw facility.
Plus, special Double Down savings offer for refinancers:
Refinance your existing home loan with us to consolidate debt and receive up to $1,500* cashback on your refinanced loan after settlement. Get started and realise your financial goals today.
Debt Consolidation Could Make A Difference To Your Life And Your Future.
Convenience & flexibility
With just one loan and single monthly repayments to manage, you can say goodbye to the stress of multiple debts.
Save on Interest
Avoid high-interest repayments on credit card balances, transfer your debt into one low-interest rate home loan and start saving.
Stress-free
Once your home loan is approved all your smaller debts are paid off and closed. You won’t have to worry about a thing.
Up to $1,500* off your loan
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.79% p.a.3.89% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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BPAY outYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Legal Fee$395
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Discharge Fee$450
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We are award winning lending specialists since 1986
Our latest awards include: