Now is the perfect time
to take advantage and achieve your financial goals.
to take advantage and achieve your financial goals.
Have you saved up a larger deposit and are ready to take the plunge into the property market? Or maybe you just want to refinance to a lower rate and reduce your repayments. Now you can unlock one of the lowest variable interest rates on the market with our Advantage Home Loan 70 (PAYG- Essentials) for owner-occupiers.
This feature-packed loan includes a linked 100% Offset Account, free Redraw Facility and no penalties for making additional payments. The savings continually add up, and you could be on your way to paying off your home loan faster.
Plus, special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loan. Get started and realise your homeownership dreams today.
100% Offset Account
Make your savings work for you. Every dollar saved in this account linked to your home loan offsets your loan balance, helping reduce the interest payable on a daily basis.
Redraw Facility
Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.
Loan Splitting
Split it both ways and enjoy the security of a fixed rate on part of your loan and the flexibility of a variable interest rate on the remaining amount.
Up to $1,500* cashback
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.44% p.a.3.59% p.a.
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Maximum LVR70%
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Minimum Loan Size$150,000
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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100% Offset FacilityYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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Bpay OutYes
- Fees
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Monthly Fee$10
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation Fee Up toUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$450
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: