It's the perfect time
to get a head start with your property goals!
to get a head start with your property goals!
Owning real estate has always been the great Australian dream, and finding the right loan can make all the difference. That’s where our Advantage Standard Home Loan 2 Years Fixed (Special) for owner-occupiers can give you a head start.
Benefit from financial stability knowing exactly what your repayments will be over that period, with no more to pay even if interest rates go up. Besides the predictability of fixed repayments for two years, you can make the most of interest-saving features like 100% Offset Account and Redraw Facility, while maximising the potential for your property to grow in value over time.
Plus, special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loan. Get started and realise your homeownership dreams today.
100% Offset Account
Make your savings work for you. Every dollar saved in this account linked to your home loan offsets your loan balance, helping reduce the interest payable on a daily basis.
Redraw Facility
Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.
Loan Switching
Don’t worry when interest rates rise – switch from your current variable rate to a fixed rate for peace of mind.
Up to $1,500* cashback
Refinance with us and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.49% p.a.3.85% p.a.
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Maximum LVR70%
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Minimum Loan Size$150,000
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Maximum Loan SizeNo maximum
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Fixed RatesYes
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Toggle FeatureYes
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Relocation FeatureYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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100% Offset FacilityYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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LMI Premium CapitalisationYes
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Deposit BondYes
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Loan SwitchingYes
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Bpay OutYes
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Loan PortabilityYes
- Fees
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Monthly Fee$10
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation Fee Up toUp to $300 free¹
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Settlement Fee$449
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Discharge Fee$450
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: