More Savings Back in Your Pocket for the Things You Love
Mortgage repayments can form a sizeable chunk of your household budget and you simply can’t afford to settle for an overpriced loan. Switch to our super low rate today and you could save thousands over the life of your loan –with our Lifestyle First Refinancer Special Home Loan.
With no monthly ongoing fees to pay ever, the freedom to make extra lump sum payments at any time without penalty and interest-saving loan features like free redraw facility, you could pay off your loan faster than you think.
$0 Monthly Fees
No monthly fees or ongoing package fees to pay ever so you can direct every spare dollar into your home loan and own your investment sooner.
Redraw Facility
Free unlimited redraws gives you easy access to the additional payments you’ve made above your minimum repayments.
Loan Splitting
Breathe easy. No need to worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.
Unlimited Extra Repayments
Make unlimited extra repayments to pay down your loan faster, without any penalties.
Let our super-low rate home loan give you a
head start at living the life you want.
head start at living the life you want.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.64% p.a.3.67% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$5,000,000.00
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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Bpay OutYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$450
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