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Give Your Retirement Savings a Property Investment Boost

Set yourself on the path to an early, comfortable retirement, using your Self Managed Super Fund to invest in property with our
Moneyer – Home Loan Prime (SMSF – Class 1).

Don’t let lack of sufficient savings keep you out of the property investment market. Your super balance could give you the purchasing power to get into property investment so take full control of your financial future and start building your long-term wealth, today.

Get a headstart with our specially tailored SMSF home loan which comes with a competitive low-interest rate, 100% offset account*, the freedom to make extra payments, and interest-saving loan features that could boost your retirement nest egg.

Interest-Only Repayments

Enjoy the flexibility of paying only the interest charged on your loan for a fixed period, giving your investment time to grow in value.

Extra Repayments

Make additional repayments or lump sum payments at any time without any penalties, and you could own your investment sooner.

100% Offset Account*

Make your savings work for you. Every dollar saved in this everyday transaction account reduces your loan balance and interest payable.

Loan Splitting

Split your loan between fixed and variable and enjoy the security of a fixed rate loan and the flexibility of a variable interest rate loan.

Enjoy unlimited free transactions with your 100% Offset Account

Download your free Offset Account flyer and discover how you can maximise your savings and own your investment sooner.

 

 

 

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now
  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner Occupied
    4.99% p.a.
    5.48% p.a.
  • Maximum LVR
    60%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    $500,000.00
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Interest Only
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • 100% Offset Facility
    Yes
  • Internet Access
    Yes
  • Available in Australia for:
    Investment
  • Repayment Required
    Yes
  • SMSF Loans
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    $395
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    $995
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $445
     
  • Discharge Fee
    $500
     

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5