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    you by phone at a time thats convenient for you

Refinance with our Savvy Saver and repave your financial future

Get that refinanced feeling and ensure you have secured the best current rate on your home loan. Our Refinancing Specialists are here to make it so easy and will quickly check you are getting the best deal you deserve.

Discover the benefits of refinancing with our Savvy Saver

Pave your path to financial freedom with our Savvy Saver refinancing option, offering you low rates, easy repayment options, and a host of features designed to help you make the most of your money.

Refinancing ensures you are getting the best rate in the current market to enjoy greater savings and give you complete repayment flexibility to suit your current lifestyle.

Regain control with our competitively priced home loan that can help you reduce your monthly expenses and expedite your loan payoff.

At Mortgage House, our Refinancing Specialists are committed to making your refinancing process as smooth as possible.

 

Get that Refinanced Feeling today!

Hassle-free Refinancing

Partner with a skilled Refinancing Specialist who will ensure a smooth transition and efficient setup.

No Hidden Fees & Charges

Benefit from the lowest rates on a feature-rich Mortgage House loan without any hidden fees.

Loan Portability

Avoid setup costs when moving your loan from one property to another with our loan transfer feature.

Apply in Minutes

Apply Online so we can assess your application quickly and receive ongoing support from your dedicated Lending Specialist every step of the way.

Find Your Way with Mortgage House

Why deal with the stress of mountains of paperwork? Complete your online application in less than 15 minutes anywhere, anytime. Simply enter your information, upload your documents, and we’ll do all the hard work for you.

APPLY ONLINE

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Let us guide you down the road to refinance

Take advantage of lower fees and lower monthly repayments today with the value-packed Savvy Saver

  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner-Occupied (variable)
    5.94% p.a
    5.98% p.a.
  • Maximum LVR
    80%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    Yes
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
Fees
  • Monthly Fee
    No monthly fees
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $445
     
  • Discharge Fee
    $500
     

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5