More Freedom to do the Things You Love
Our More Freedom Variable Home Loan allows you to borrow up to 60% of the property price. Switch now and get more freedom.
Your rate is paired with flexible home loan features including additional repayments and redraw facility. No monthly fees or ongoing package fees, meaning you pay less and can actually pay off more of your home loan.
On an average $400,000 home loan, you could save $400* a month by reducing your interest rate from 4.34% to 2.29% from the comfort of your lounge room over the life of a 30-year loan. Imagine the difference to your bank account EVERY month!
Plus, take advantage of our special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loans after settlement. The longer you’ve been with your lender, the more you save.
Low variable rate
Enjoy more freedom with a low variable rate across the life of the loan.
Save on Interest
Avoid high-interest repayments across other competitor loans, start your homeownership journey on the right track.
Up to $1,500* off your loan
Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.
No Monthly Fees
Avoid unnecessary costs with no monthly fees or ongoing package fees (ever) so you can direct every spare dollar into actually paying off your home loan.
Get More With Mortgage House
Why settle for less when you can get more from your home loan? More savings to do the things you love, more freedom and flexibility to pay off your loan sooner – and more from life.
Learn MoreRepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
Get more out of refinancing with Mortgage House
We know that the world has changed and we’re here to help manage your debts and alleviate some financial pressures. Whether you’re looking to refinance, consolidate your debts or purchase your first home, there has never been a better time to take advantage of our low and award-winning rates. Switch and save today.
Download FREE Guide.
Download our free Guide to Refinancing and discover for yourself how easy it is to get back on track and manage your finances.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner-Occupied (variable)1.94% p.a.1.98% p.a.
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Maximum LVR60%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$5,000,000.00
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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No OffsetYes
- Fees
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Monthly Fee$0
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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We are award winning lending specialists since 1986
Our latest awards include: