More Savings Back in Your Pocket for the Things You Love
Mortgage repayments can form a sizeable chunk of your household budget and you simply can’t afford to settle for an overpriced loan. Switch to our super low rate today and you could save thousands over the life of your loan –with our Advantage Owner Occ Home Loan COMBO 70 (Special).
What’s special about this combo loan is it gives you the flexibility to bundle your investment loan as part of the refinance to unlock more savings. With the freedom to make extra lump sum payments at any time and interest-saving loan features like 100% offset account and free redraw facility, you could pay off your loan faster that you think.
100% Offset Account
Make your savings work for you. Every dollar saved in this everyday transaction account reduces your loan balance and interest payable.
Redraw Facility
Free unlimited redraws gives you easy access to the additional payments you’ve made above your minimum repayments.
Loan Splitting
Breathe easy. No need to worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.
Unlimited Extra Repayments
Make unlimited extra repayments to pay down your loan faster, without any penalties.
Get More With Mortgage House
Why settle for less when you can get more from your home loan? More savings to do the things you love, more freedom and flexibility to pay off your loan sooner – and more from life.
Learn MoreRepayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.59% p.a.3.74% p.a.
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Maximum LVR70%
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Minimum Loan Size$150,000.00
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Deposit CardYes
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Bpay InYes
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100% Offset FacilityYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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ATM / EFTPOS Debit CardYes
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Repayment RequiredYes
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Deposit BondYes
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Bpay OutYes
- Fees
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Monthly Fee$10
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$450
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