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Kick start your homeownership dreams
with repayment certainty for two years!

Owning real estate has always been the great Australian dream, and finding the right loan can make all the difference. That’s where our Advantage Standard Home Loan 2 Years Fixed (Special) for owner-occupiers can give you a head start. 

Benefit from financial stability knowing exactly what your repayments will be over that period, with no more to pay even if interest rates go up. Besides the predictability of fixed repayments for two years, you can make the most of interest-saving features like 100% Offset Account and Redraw Facility, while maximising the potential for your property to grow in value over time.

Plus, special Double Down savings offer for refinancers:
Bring your loan over to us and receive up to $1,500* cashback on your refinanced loan. Get started and realise your homeownership dreams today.

100% Offset Account

Make your savings work for you. Every dollar saved in this account linked to your home loan offsets your loan balance, helping reduce the interest payable on a daily basis.

Redraw Facility

Free unlimited redraws give you easy access to the additional payments you’ve made above your minimum repayments.

Loan Switching

Don’t worry when interest rates rise – switch from your current variable rate to a fixed rate for peace of mind.

Up to $1,500* cashback

Refinance with us and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loan.

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
How much do you want to borrow?
What is the type of the loan?

& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner Occupied
    3.29% p.a.
    3.46% p.a.
  • Maximum LVR
  • Minimum Loan Size
  • Maximum Loan Size
    No maximum
  • Fixed Rates
  • Loan Splitting
  • Principal & Interest
  • Additional Repayments
  • Toggle Feature
  • Relocation Feature
  • Direct Debits
  • Salary Credit
  • Direct Credits
  • Deposit Card
  • Bpay In
  • 100% Offset Facility
  • Redraw Facility
  • Internet Access
  • Phone Access
  • ATM / EFTPOS Debit Card
  • Repayment Required
  • LMI Premium Capitalisation
  • Deposit Bond
  • Loan Switching
  • Bpay Out
  • Loan Portability
  • Monthly Fee
  • Package Fee
    No package fee
  • Rate Lock Fee
    No rate lock fee
  • Application Fee
    $600 refundable fee*
  • Valuation Fee Up to
    Up to $300 free¹
  • Settlement Fee
  • Discharge Fee

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Rating: 5/5


Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Rating: 5/5