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Now you can enjoy all the security with all the savings too.

The battle between fixed rate home loans and variable rate home loans is heating up. Once the secure choice for borrowers, our latest fixed rate home loan with an interest rate of just 2.99% guarantees huge savings, in addition to a predictable future. This fixed rate special is giving variable rate home loans a run for their money. 

Owner-occupiers looking to purchase or refinance can benefit from this super-low interest rate for the next 5 years! Plus they’ll enjoy all the additional money-saving features of a Mortgage House home loan, including flexibility to make extra repayments, the ability to access additional funds through a redraw facility and no ongoing monthly fees.

For a limited time only you can take advantage of this special offer and lock in one of the lowest interest rates on the market. It’s security and big savings wrapped up in one great home loan offer. 

Fix and save today!

Secure the home loan that could save you thousands.

Low Fixed Rate

Take advantage of our record low fixed interest rate. You could save thousands with a fixed interest rate that’s even lower than some standard variable rates.

Secure Future

A 5-year fixed interest rate period ensures a predictable future and makes budget planning easy.

$0 Monthly Fees

No monthly fees or ongoing package fees to pay (ever), so you can direct every spare dollar into your home loan.

Up to $1,500* Cashback

Refinance with us, and Double Down on savings. The longer you have been with your current lender, the bigger the cashback on your refinanced home loans*.

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Fix & Save – 5yr Fixed Rate Special

  •  
    Interest
    Rate
    Comparison
    Rate
    3.06%
  • Owner Occupied
    2.99%
    3.06^%
  • Maximum LVR
    95%
  • Minimum Loan Size
    $50,000
  • Maximum Loan Size
    $1,000,000
  • Reverting Variable Interest Rate
    3.04%
  • Loan Splitting
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Redraw Facility
    Yes
  • Loan Switching
    Yes
  • Loan Portability
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Bpay In
    Yes
  • Internet Access
    Yes
  • Phone Access
    Yes
  • Repayment Required
    Yes
  • Deposit Bond
    Yes
  • Bpay Out
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No Package Fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    $600 refundable fee*
     
  • Valuation Fee Up to
    Up to $300 free¹
     
  • Settlement Fee
    $250
     
  • Discharge Fee
    $500
     
  • Legal Fee
    $395
     

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Sam
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5