Buy or refinance and save with a low fixed rate and our:
Essentials - 2 Years Fixed (PAYG Special)
Essentials - 2 Years Fixed (PAYG Special)
If you suspect you’re paying more than you need to on your home loan, you’re probably right. You may be one of thousands of Australians paying too much on their home loan, with borrowers coughing up a staggering $9.9 billion more than they need to!
It’s time to stop paying more and start paying less with a better home loan from Mortgage House. You wouldn’t pay for an overpriced internet package and you certainly wouldn’t spend more than you need to on a loaf of bread, so why would you pay more on a home loan?
Don’t settle for an overpriced home loan, you could miss out on thousands over the life of your home loan and that could make all the difference when you need to upgrade your home. It’s easy to make the switch with help from one of our in-house mortgage professionals.
We’ll even assist with your switching costs* so all you need to do is sit back and save!
Redraw Facility
Access your money when you need it with free unlimited redraws and no minimums.
Additional Repayments
Pay your loan off sooner with additional repayments and no penalties. You could be saving thousands over the life of your loan.
Fixed Rate
Predictable repayments allow for careful budgeting, free from the worry of an interest rate rise.
Easy Loan Management
Manage your loan at anytime from anywhere with easy internet access.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. -
Owner Occupied3.99% p.a.4.01% p.a.
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Maximum LVR70
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Minimum Loan Size$10,000.00
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Maximum Loan Size$500,000.00
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Fixed RatesYes
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Loan SplittingYes
- Fees
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Monthly FeeNo monthly fee
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Package Fee$395
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free^
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Settlement Fee$200
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Discharge Fee$500
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: