Own your home sooner with our lowest rate – ever!
Don’t pay unnecessary interest when you take out our Blue Loan Prime (Essentials Special – PAYG) – LVR 70 home loan, complete with more interest-saving features to match.
Perfect for owner-occupiers, this loan allows you to borrow up to 70% of the property value with the flexibility to make extra repayments and access additional funds through a redraw facility. There’s even more to save with no monthly fees or ongoing package fees.
Secure our lowest variable rate home loan and save thousands!
Flexible Features
A range of flexible features make life easy, including additional repayments, redraw facility, loan switching and loan portability.
Lowest Variable Rate
Take advantage of our lowest variable rate and you could save thousands over the life of your loan.
$0 Monthly Fees
No monthly fees or ongoing package fees to pay (ever) so you can direct every spare dollar into your home loan.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied2.64% p.a.2.68%^ p.a.
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Available in StatesQLD, ACT, VIC, TAS, SA, WA, NT
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Maximum LVR70%
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Minimum Loan Size$150,000.00
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Maximum Loan Size$1,000,000.00
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Principal & InterestYes
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Loan SplittingYes
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Additional RepaymentsYes
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Redraw FacilityYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Deposit BondYes
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BPAY inYes
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BPAY outYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application Fee$600 refundable fee*
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Valuation FeeUp to $300 free¹
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Settlement Fee$445
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Discharge Fee$500
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Legal Fee$395
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