You’ve worked hard. It’s time your loan worked hard for you.
Equity represents a powerful and useful tool when it comes to achieving your financial goals and building wealth for a comfortable retirement. Home equity is the difference between what your home is worth on the current market, and how much money you still owe on it.
As your equity increases, so do your opportunities. We are committed to helping you achieve homeownership with a free annual Home Loan Health Check to help you unlock these opportunities with equity. This personal session will be tailored to your unique financial needs. In as little as 20 minutes we can take you through the many advantages of unlocking equity and give you suitable options based on your circumstances.
Our Home Loan Health Check usually covers:
Buying a second property
Whether you want to move to a bigger place, downsize because the kids have left home or make the sea change and buy a holiday home, equity can form a chunk of your deposit.
SMSF property investing
You could grow your retirement savings by investing in rental property through your Self-Managed Super Fund with the help of a mortgage.
Help your kids buy property
Act as a Family Pledge guarantor and use some or all of the equity in your property as security for their mortgage without actually providing the cash for a deposit.
Need a repayment holiday?
Want to take a break from repayments to do the things you’ve been putting on hold? Whether you’re thinking about an overseas holiday, home renovations or a new car, we can help.
Follow these simple yet effective tips to get ahead with your home loan
Pay high-interest debt first
Set investment goals early
Reassess your loan needs
Make extra repayments
Monitor your credit score
Become money smart
Don’t forget: Recommend us and claim up to $1,000!
$250 Silver Status
2 Referrals

Reward to the value of $250 for 
each friend who settles a loan.
$500 Gold Status
3-4 Referrals

Reward to the value of $500 for 
each friend who settles a loan.
$1,000 Platinum Status
5+ Referrals

Reward to the value of $1,000 for each friend who settles a loan and you’ll enjoy the benefits of being an official Mortgage House referral partner^.
Get rewarded through your network of family and friends in three easy steps:
Spread the word
Share the love and tell your friends
looking for a better home loan deal
about Mortgage House.
Make an introduction
Ask your friends to get in touch
with one of our Lending Specialists,
and remind them to mention your name.
Earn your reward
You will receive your reward
within four to five weeks of your friend
settling a new loan with us.