Take advantage and achieve your long-term financial goals
Get your property investment goals off the ground with our Advantage Investment Home Loan 80 (Special).
An investment property can be beneficial in the short and long term, with rental income helping cash flow almost immediately and the potential of your investment increasing in value over time.
Start saving with no monthly fees to pay ever and the freedom to make extra lump sum payments without any penalties. Plus you can still have access to any of the extra repayments made above your minimum payments – with a free redraw facility.
$0 Monthly Fees
No monthly fees to pay ever so you can direct every spare dollar into your home loan and kick your goal sooner.
Redraw Facility
Free unlimited redraws gives you easy access to the additional payments you’ve made above your minimum repayments.
Loan Portability
Ready to move? Simply transfer your loan to your new property so you can continue to take advantage of the same flexible features and low rate.
Unlimited Extra Repayments
Want to kick your investment goal sooner? Make unlimited extra repayments to pay down your loan faster, without any penalties.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.99% p.a.4.02% p.a.
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Maximum LVR80%
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Minimum Loan Size$150,000.00
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Loan SwitchingYes
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Deposit BondYes
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Loan PortabilityYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$250
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Discharge Fee$450
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