Take advantage of our super low variable rate plus
save $1,000˜ off your loan on settlement!
save $1,000˜ off your loan on settlement!
Have you found the house of your dreams? There’s never been a better time to make it your own, with one of the lowest variable interest rates on the market – our Advantage Home Loan 80 (Purchase – PAYG).
Firstly, upon successful settlement of your home loan we will give you back the $500 application fee plus an additional $500. That’s $1,000 instantly paid off your home loan to give you a head start with your homeownership dreams.
The savings continue to add up with a range of flexible features like no monthly fees, loan portability, loan switching and redraw facility. It’s perfect for first home buyers and second home buyers alike.
$0 Monthly Fees
The Mortgage House Advantage Home Loan 80 (Purchase – PAYG) lets you save on monthly fees because there aren’t any!
Loan Portability
Moving house down the track is stress-free with loan portability. It allows you to simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Loan Switching
Breathe easy. No need to worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. -
Owner Occupied3.73% p.a.3.74% p.a.
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Maximum LVR80%
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Minimum Loan Size$250,000.00
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Principal & InterestYes
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Additional RepaymentsYes
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Direct DebitsYes
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Salary CreditYes
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Direct CreditsYes
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Redraw FacilityYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Loan SwitchingYes
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Deposit BondYes
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Loan PortabilityYes
- Fees
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Monthly Fee$0
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Package Fee$0
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Rate Lock Fee$0
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Application Fee$500
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Valuation Fee Up toUp to $300 free¹
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Settlement Fee$200
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Discharge Fee$450
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Lenders Profession LegalUp to $395
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: