Refinance and save with a super low rate and our:
Advantage Home Loan 80 (no offset)
Advantage Home Loan 80 (no offset)
Want one of the best home loan rates in Australia? You’ve come to the right place. While other financial institutions are busy raising their variable interest rates, we’re bringing them down, offering you the lowest variable rates on the market.
The Mortgage House Advantage Home Loan 80 (PAYG Special No Offset) also brings you a range of flexible features to give you a headstart in realising your homeownership goals!
With no monthly fees, loan portability, loan switching and redraw facility, this lower than low variable rate loan offers perfect flexibility for first home buyers and second home buyers alike, as well as investors and those looking to refinance.
Find out how a super low variable rate could change the way you move.
$0 Monthly Fees
All those pesky fees add up! The Mortgage House Advantage Home Loan 80 (PAYG Special No Offset) lets you save on monthly fees because there aren’t any!
Loan Portability
Moving house down the track is easy with loan portability that allows you to simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Switching Costs
There’s nothing to lose, only savings to be made. Refinance your current variable home loan with us and we’ll pay up to 100%* of the switching costs for you.
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. -
Owner Occupied3.64% p.a.3.68% p.a.
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Minimum Loan Size$300,000.00
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Maximum Loan SizeNo Maximum
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Maximum LVR80%
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Redraw FacilityYes
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No Monthly FeesYes
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Internet AccessYes
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Phone AccessYes
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Repayment RequiredYes
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Loan SwitchingYes
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Deposit BondYes
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Loan PortabilityYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free¹
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Settlement Fee$200
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Discharge Fee$450
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: