Talk to a Lending Specialist

Request a Call Back
from a lending specialist

Book a time that's convenient for you and one of our loan specialists will give you a call

  • Request a
    call back

    • One of our loan specialists will contact
      you by phone at a time thats convenient for you

Own your home sooner with an extra low interest rate

Have you saved up a substantial deposit and are ready to take the plunge into the property market? Or maybe you’re considering to tap into the solid equity built into your existing home to buy your second home?

Our flexible Advantage Home Loan 70 (PAYG Special No Offset) Owner Occupied could be for you.

Start saving with no monthly fees to pay ever and the freedom to make extra lump sum payments without any penalties. Plus you can still have access to any of the extra payments made above your minimum repayments – with free redraw facility.

You’ll benefit from an extra low interest rate for borrowing up to 70% of the value of the property you are looking to buy and live in. Make the most of it along with standard features that could help you pay off your loan sooner.

$0 Monthly Fees

More money in your pocket for family expenses with no application fee, no package fee and no monthly fees to pay ever.

Loan Portability

Moving house down the track is stress-free. Simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.

Loan Switching

Don’t worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.

Free Redraw Facility

Easily withdraw any additional payments you’ve made above your minimum repayments whenever you need it.

Enquire Now

Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now
  •  
    Interest
    Rate
    Comparison
    Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner Occupied
    3.64% p.a.
    3.67% p.a.
  • Maximum LVR
    70%
  • Minimum Loan Size
    $300,000
  • Maximum Loan Size
    No maximum
  • Loan Splitting
    Yes
  • Principal & Interest
    Yes
  • Additional Repayments
    Yes
  • Direct Debits
    Yes
  • Salary Credit
    Yes
  • Direct Credits
    Yes
  • Redraw Facility
    Yes
  • No Monthly Fees
    Yes
  • Internet Access
    Yes
  • Phone Access
    Yes
  • Repayment Required
    Yes
  • Loan Portability
    Yes
  • Deposit Bond
    Yes
  • Loan Switching
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee Up to
    Up to $300 free¹
     
  • Settlement Fee
    $250
     
  • Discharge Fee
    $450
     

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5