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Is your current home loan due for a much-needed spring clean?

It’s time to put a spring in your step toward achieving your financial goals with a better deal.

We’ve done some spring cleaning ourselves, bringing down our variable interest rates. It’s time for a fresh update with a home loan that leaves more cash in your wallet, with one of the lowest interest rates on the market – the Mortgage House Advantage Home Loan 60 (PAYG Special Cat 1).

Plus it’s packed with a range of flexible features like no monthly fees, loan portability, loan switching and redraw facility so you can whip your finances into shape!

Perfect for first home buyers and second home buyers alike, as well as investors and those looking to refinance. Reassess your mortgage and start afresh with a super low variable rate this spring.

$0 Monthly Fees

Dust off those pesky fees, they just add up! The Mortgage House Advantage Home Loan 60 (PAYG Special Cat 1) lets you save on monthly fees because there aren’t any!

Loan Portability

Moving house down the track is stress-free with loan portability. It allows you to simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.

Loan Switching

Breathe easy. No need to worry when interest rates rise, instantly switch from your current variable rate to a fixed rate for peace of mind.

Redraw Facility

De-clutter and save, with easy access to your money when you need it, with free unlimited redraws that provide flexibility and allow for unexpected events.

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Repayments Calculator

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
years
How much do you want to borrow?
$
What is the type of the loan?

Principal
& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.

Enquire Now
  •  
    Interest
    Rate
    Comparison
    Rate
    The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.
  • Owner Occupied
    3.59% p.a.
    3.61% p.a.
  • Maximum LVR
    60%
  • Minimum Loan Size
    $150,000.00
  • Maximum Loan Size
    No Maximum
  • Redraw Facility
    Yes
  • Internet Access
    Yes
  • Phone Access
    Yes
  • Repayment Required
    Yes
  • Loan Switching
    Yes
  • Deposit Bond
    Yes
  • Loan Portability
    Yes
Fees
  • Monthly Fee
    No monthly fee
     
  • Package Fee
    No package fee
     
  • Rate Lock Fee
    No rate lock fee
     
  • Application Fee
    No application fee
     
  • Valuation Fee
    Up to $300 free¹
     
  • Settlement Fee
    $200
     
  • Discharge Fee
    $450
     

Why choose us

We are award winning lending specialists since 1986

Our latest awards include:

Mortgage Award
2015
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans Non-Bank of the Year
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 1 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 2 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 3 Year Fixed
Mortgage Award
2014
CANSTAR Fixed Rate Home Loans ADVANTAGE Home Loan - 5 Year Fixed

What people are saying

“Very Satisfied Customer”

I refinanced and the process couldn’t have gone more smoothly, great communication throughout the process made it stress free. All staff very professional and made jargon easy to understand. Not to mention a great highly competitive variable rate that the other lenders couldn’t match. Have already highly recommended to friends.

Charlie
Rating: 5/5

“Best Service”

Mortgage House were very helpful. I was extremely nervous about the process of refinancing however, Brij, my consultant made everything easy for me and was really supportive throughout the whole process. The process was also very quick. I would highly recommend Mortgage House.

Mel
Rating: 5/5

“Beyond Excellent”

Thanks Jason Seeto for your excellent customer service and support during my Homeloan application! Definitely recommend you for always going above and beyond expectations and being so easy to deal with. Explaining processes and fine lines in detail, ensuring that all information is understood before signing/proceeding. Thanks heaps and look forward to working with you again in future!

Linda
Rating: 5/5

“Outstanding”

Having been a disgruntled bank customer for many years – I finally made the decision to switch, my only regret is I should have done it years ago. The process to refinance was easy to follow – my lending officer (Kevin Paredes) did an outstanding job, he was clear and concise and was readily available when required. I have already recommended MH to my family and friends & will continue to do so moving forward.

Sam
Rating: 5/5