How low can we go? Our answer is this low!
While other financial institutions are busy raising their variable interest rates, we’re bringing them down, offering you one of the lowest variable rates on the market.
Our Advantage – Essentials Home Loan 60 not only offers one of the lowest variable rates on the market but a range of flexible features to give you the winning move!
With no monthly fees, loan portability, loan switching and redraw facility, this lower than low variable rate home loan is perfect for those looking to buy and refinance. We’ll even assist with your switching* costs!
Switching Costs
There’s nothing to lose, only savings to be made. Refinance your current variable home loan with us and we’ll pay up to 100%* of the switching costs for you.
$0 Monthly Fees
All those pesky fees add up!
The Mortgage House Essentials Home Loan 60 lets you save on monthly fees because there aren’t any!
Loan Portability
Moving house down the track is easy with loan portability that allows you to simply transfer your loan to your new property so you can continue to take advantage of flexible features and a super low variable rate.
Redraw Facility
Access your money when you need it with free, unlimited redraws that provide flexibility and allow for unexpected events.
Repayments Calculator
Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House’s prevailing credit criteria apply. Please note that your actual fortnightly repayment would be equal to the monthly repayment amount divided by two. Weekly repayments would equal the monthly repayment amount divided by four. If you choose to pay fortnightly or weekly, your actual repayments will be higher than repayments shown on this page. You can reduce the term of your loan if you choose to make repayments fortnightly or weekly. We recommend you seek independent legal and financial advice before proceeding with any loan.
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Interest
RateComparison
RateThe comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. -
Owner Occupied3.49% p.a.3.51% p.a.
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Maximum LVR60%
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Minimum Loan Size$250,000.00
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Maximum Loan SizeNo maximum
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Loan SplittingYes
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Internet AccessYes
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Phone AccessYes
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Loan SwitchingYes
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Loan PortabilityYes
- Fees
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Monthly FeeNo monthly fee
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Package FeeNo package fee
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Rate Lock FeeNo rate lock fee
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Application FeeNo application fee
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Valuation FeeUp to $300 free`
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Settlement Fee$200
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Discharge Fee$450
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Why choose us
We are award winning lending specialists since 1986
Our latest awards include: