24 Oct 2021
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When you submit your home loan application, you also have to submit various identification and financial documentation. These documents not only provide lenders with the information necessary to run credit checks and prove your identity but are also used as a way to lenders assess whether or not you can afford to repay the loan. It is essential to make sure the documents you submit are filled out correctly and completely and are also up-to-date. Otherwise, you may have to resend the same documents over and over, which can delay your application approval.Â
Most lenders provide an online document checklist so you can make sure you submit the necessary documents with your home loan application. You can make the application process smoother and prevent having to resubmit the same documents again by making sure the following documents are current:
At Mortgage House, we understand how stressful the home loan application process can be, especially when it comes to making sure you submit the required documentation. Our brokers will work with you to streamline the process by making sure you provide the correct documents and that they are current and filled out completely so you don’t have to resubmit them.