18 Nov 2021

Who is Giving the Best Mortgage Rates?

When you’re buying a new property or refinancing one you already have, it makes sense to want to choose the option with the lowest rate, right? Especially when you can save tens of thousands of dollars over the entire life of the loan.

The question stands, where do you find the best mortgage rates? The answer depends on a few different factors like variable rates, competitive rates, and other options that may be available.

The Smart Booster Home Loan

From loans.com.au, you’ll find some of the cheapest home loans. It has established a reputation for providing inexpensive interest rates, zero ongoing fees, and several other perks like free repayments.

Bank of Queensland Discount Fixed Rate Loan

This is a two-year loan with an excellent rate. You can also make free extra repayments to reduce your interest to save more later. Eligible refinancers can also get an additional $3,000 cash back if they switch over before the end of November and finalise by the end of February.

Well Home Loans Well Balanced

If you’re looking for an excellent online mortgage lender, Well Home Loans has one of the lowest variable rates. You also have the option to customise your loan as either a split loan or an offset loan. 

Making a Decision

Remember, when you decide on the home loan you want, you need to look at the variable rates, fixed rates, and other account options like offset, toggle, and split loan repayment. With so many great choices, it’s easy to find one that will work for you and your budget.

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