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Product applicable on at least 50% of the loan amount variable and the remainder on the 50/50 Fixed Rate Home Loan

Key Features

You can SAVE hundreds
with this loan

*T&Cs Apply
  • Redraw Facility
  • Additional Repayments
  • Loan Type
  • Min Loan
    Max Loan
  • Settlement Fee
  • Discharge Fee
  • Internet Access
  • LVR
  • Repayment Type
    Principal & Interest
  • Repayment Type
    Interest Only
  • Loan Splitting

Repayments Calculator

The interest rate for the loan.
% p.a.
What is the length of time to repay the loan?
How much do you want to borrow?
What is the type of the loan?

& Interest

Interest Only

Your Repayments

  • Weekly
  • Fortnightly
  • Monthly

$1,798.65 per month

Important Disclaimer: This is intended as a guide only. Details of terms and conditions, interest rates, fees and charges are available upon application. Mortgage House's prevailing credit criteria apply. We recommend you seek independent legal and financial advice before proceeding with any loan.

Loan Details

    Interest Rate
    Comparison Rate
    The Comparison Rate is based on a loan of $150,000.00 over 25 years. Fees and charges may be payable. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Owner Occupied
    3.89% p.a.
    4.33% p.a.
  • Maximum LVR
  • Minimum Loan Size
  • Maximum Loan Size
  • Fixed Rates
  • Loan Splitting
    The ability to have many separate accounts under one loan for which there may be multiple purposes, e.g personal and investment splits, fixed and variable splits, etc.
Repayment Options
  • Principal & Interest
    A loan in which both the principal and the interest are repaid over the term of the loan. Amortisation or amortising is another word for these loans that are gradually being paid off over a set period of time (the loan term). P&I can also be the abbreviation term for Principal & Interest.
  • Interest Only
    A loan where the borrower elects to make monthly repayments of interest and no principal reductions. You only have to pay the interest charged to your loan. Normally repayments for an interest only will be from 1 – 10 years of the initial loan term with the balance of the loan term then reverting to Principal & Interest repayments. IO can also be the abbreviation term for Interest Only.
  • Additional Repayments
    Money IN - Allows you to make additional repayments without penalty.
  • Direct Debits
    Money IN - A direct debit is an automatic payment that is set up to repay your home loan. You specify the frequency and repayment amount as well as the bank or transaction account that the repayment is to be drawn from and this payment will occur automatically on the set due date.
  • Salary Credit
    Money IN - A manual payment to a loan account either via internet transfer or employee payroll transfer
  • Direct Credits
    Money IN - The ability for an external party to pay directly into a borrower's loan account
  • Deposit Card
  • Bpay In
    Money IN - The ability to pay your loan via a unique biller code from another financial institution
  • Capitalising of Interest
  • Line of Credit
Loan Purpose
  • Purchase
    Where you are buying a property
  • Refinance
    Where you are looking to move your current loan from one lender to another
  • Debt Consolidation
    Where you are looking to move multiple loans into one loan
  • Construction
    Where you are building a new property
  • Vacant Land
  • Equity Release
    Where you are looking to release cash from equity you have built up in your property
  • Business Purpose
  • 100% Offset Facility
  • Redraw Facility
    Money OUT - If you have made any lump sum or additional principal repayments to your loan account in excess of the standard repayment amount, you can access or draw back those extra repayments.
  • No Monthly Fees
  • No Package Fee (excluding Stretch Feature)
  • No Rate Lock Fee
  • Stretch Package Feature
  • Low Deposit Option
  • Toggle Feature
  • Relocation Feature
    The ability to purchase you next home prior to you selling your current property
  • Repayment Sweep of Credit Card
  • Internet Access
    The access via the internet to view & administer your home loan.
  • Phone Access
  • ATM / EFTPOS Debit Card
  • 3rd Party Direct Debits
  • Repayment Required
    Each repayment cycle (normally monthly) a repayment must be made, regardless if you have redraw available in the loan account.
  • Cheque Book
  • LMI Premium Capitalisation
  • 3rd Party Protocol Friendly
    Money IN and Money OUT - A payment made to a loan account or an amount taken from a loan account either via internet transfer, employee payroll transfer or by an external party
  • Loan Switching
    You can switch you loans variable interest rate to a fixed interest rate (subject to the terms and conditions of your loan)
  • Up to 40 Year Loan Term
  • Up to 30 Year Loan Term
  • Up to 25 Year Loan Term
  • SMSF Loans
  • Deposit Bond
    A deposit bond acts as a substitute for the cash deposit in between signing a contract and settlement and can be issued for all or part of the deposit amount required, up to 10% of the purchase price. At settlement, the purchaser is required to pay the full purchase price including the deposit.
  • NRAS Option
  • Bpay Out
  • No LMI Premium Payable By Borrower
  • Mortgage Insurance not Required
  • Loan Portability
    A feature that enables a home loan to be transferred from one property to another, without refinancing. It can be of benefit by savings on loan set-up fees and government loan security duty.
  • Monthly Fee
    No monthly fee
  • Package Fee
  • Rate Lock Fee
    No rate lock fee
  • Application Fee
    No application fee
  • Valuation Fee
    No valuation fee
  • Settlement Fee
  • Discharge Fee

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